Insurance Data Protection Act This bill limits the ability of federal entities to compel insurance companies to share information. Specifically, the bill eliminates the subpoena power of the Federal Insurance Office. Under current law, the office has the power to subpoena information from insurers to, among other purposes, identify issues that could contribute to a systemic crisis in the insurance industry or the U.S. financial system. The bill also eliminates the ability of the Office of Financial Research to subpoena insurance companies. When seeking to collect insurance company data under specified consumer protection laws, a financial regulator must obtain the data from other regulators or from publicly available sources if possible. Otherwise, the financial regulator may only collect this data directly from the insurance company if the regulator complies with the Paperwork Reduction Act.
Sponsored bills
Maddy summaryThe Housing Affordability Act (S 1527) updates inflation-adjusted monetary limits for multifamily housing programs under the National Housing Act. It increases specific dollar amounts - such as loan limits and income thresholds - by replacing outdated figures (e.g., raising a $38,025 limit to $167,310) with new values calculated using the Bureau of the Census' Price Deflator Index for Multifamily Residential Units. These adjustments, effective July 1, 2025, require the Secretary to publish the updated amounts in the Federal Register and round them to the next lower dollar. The bill directly affects federal housing programs that use these monetary thresholds, such as multifamily mortgage loans and rental assistance.
Maddy summaryThis bill directs the Department of Education to use the International Holocaust Remembrance Alliance (IHRA) definition of antisemitism when reviewing discrimination complaints under Title VI of the Civil Rights Act. It specifically applies to cases involving discrimination based on Jewish ancestry or ethnic characteristics in schools and programs receiving federal funding. The bill clarifies that this guidance does not expand the Department’s authority, alter existing discrimination standards, or affect First Amendment rights. It aims to ensure consistent enforcement against antisemitism in federally funded education settings, building on existing Department practices since 2019.
Maddy summarySRES 186 designates April 29, 2025, as National Fentanyl Awareness Day to raise public awareness about the dangers of counterfeit fentanyl pills. The resolution specifically aims to inform families and young people about how fake pills - often disguised as legitimate medications - contribute to overdose deaths, citing that illicit fentanyl was involved in 81% of drug deaths among youth aged 14-23 in 2023. It does not create new laws or funding but formally supports existing efforts to combat counterfeit pills and encourages awareness campaigns. The resolution highlights alarming statistics, including 51,010 fentanyl-related overdose deaths in 2024 and low youth awareness (only 55% of teens knew about counterfeit pills).
Maddy summaryThe Affordable Housing Credit Improvement Act of 2025 updates the Low-Income Housing Tax Credit program to increase affordability and accessibility for low-income households. It raises state allocation amounts through revised per capita calculations, modifies income eligibility rules to better serve extremely low-income households, and adds protections for domestic violence victims in housing. The bill expands "difficult development areas" to include rural areas and Indian lands, and changes the program's name from "Low-Income Housing Credit" to "Affordable Housing Credit" to better reflect its purpose. These changes aim to make affordable housing more accessible while improving transparency and accountability in the program's implementation.
Maddy summaryThis bill amends the Immigration and Nationality Act to expand the definition of "aggravated felonies" by adding "sexual assault and aggravated sexual violence" to the list of crimes triggering mandatory deportation for non-citizens. It directly affects non-citizens convicted of these specific sexual offenses, making them subject to automatic deportation under immigration law. The key change is adding this provision to Section 101(a)(43) of the Immigration and Nationality Act, which defines aggravated felonies. This policy shift would expand the scope of offenses classified as deportation triggers without creating new enforcement procedures.
Maddy summaryThis resolution designates April 2025 as "Second Chance Month" to raise public awareness about barriers faced by people with criminal records. It directly affects individuals returning from incarceration who encounter automatic legal and societal restrictions - such as employment, housing, and education access - often unrelated to their original offense. The resolution calls on communities, employers, and organizations to promote awareness of these "collateral consequences" and support reentry efforts through public actions and programs. It is a non-binding symbolic gesture, not a policy change, referencing existing laws like the Second Chance Act of 2007 and First Step Act of 2018.
Maddy summaryThis resolution designates the week of April 19-27, 2025, as "National Park Week" in the U.S. Senate. It encourages the public to responsibly visit, experience, and support national parks across the United States. The resolution highlights the National Park System’s role in preserving natural and cultural resources while acknowledging its economic impact and recreational value. It does not create new laws or alter funding, focusing solely on recognition and public engagement.
Maddy summaryThis bill allows utility and telecom companies to report on-time payment history for services like electricity, gas, and internet to credit bureaus, helping consumers build credit who may lack traditional credit history. It specifically permits reporting on lease payments for housing (including HUD-subsidized units) and utility/telecom payments, but only includes payment-related details - not usage data like how much electricity was used. The bill also prohibits companies from reporting late payments for customers in approved payment plans (e.g., deferred payments or debt forgiveness). A government study will later assess the impact of this reporting on consumers.
Maddy summaryThis bill makes the federal adoption tax credit refundable, allowing eligible taxpayers to receive a refund even if they owe no income tax. It directly affects families who paid qualified adoption expenses (like court fees or agency costs) but previously couldn't claim the full credit due to its non-refundable status. Key provisions include redesignating the credit in tax law as "section 36C" (making it refundable), adding standardized third-party affidavits to verify adoptions, and ensuring existing credit carryforwards are treated as refundable starting in 2025. The changes take effect for tax years beginning after December 31, 2024.