Rep. Jared Moskowitz

Maddy summaryThe Equality Act (HR 15) amends federal civil rights laws to explicitly prohibit discrimination based on sexual orientation and gender identity in employment, housing, public accommodations, credit, and jury service. It expands existing protections under the Civil Rights Act of 1964 by adding sexual orientation and gender identity as protected characteristics under sex discrimination prohibitions. The bill clarifies that discrimination against LGBTQ people is a form of sex discrimination, consistent with the Supreme Court's Bostock decision, and adds specific definitions for gender identity and sexual orientation. This legislation directly affects businesses, employers, housing providers, financial institutions, and government entities that serve the public. The bill creates a more comprehensive legal framework to address discrimination that LGBTQ people face in multiple aspects of daily life.

Maddy summaryHR 3067, the Arctic Refuge Protection Act, repeals the existing oil and gas program for the Arctic National Wildlife Refuge (ANWR) and designates approximately 1.56 million acres of the refuge's Coastal Plain as wilderness. This directly affects federal management of the ANWR, halting potential oil drilling in the designated area. The bill requires the Secretary of the Interior to administer the newly designated wilderness area under the Wilderness Act, treating it as part of the existing wilderness within ANWR. The change prevents future oil and gas development on this specific portion of the refuge.

Medicare for All Act This bill establishes a national health insurance program that is administered by the Department of Health and Human Services (HHS). Among other requirements, the program must (1) cover all U.S. residents; (2) provide for automatic enrollment of individuals upon birth or residency in the United States; and (3) cover items and services that are medically necessary or appropriate to maintain health or to diagnose, treat, or rehabilitate a health condition, including hospital services, prescription drugs, mental health and substance abuse treatment, dental and vision services, long-term care, gender affirming care, and reproductive care, including contraception and abortions. The bill prohibits cost-sharing (e.g., deductibles, coinsurance, and copayments) and other charges for covered services. Additionally, private health insurers and employers may only offer coverage that is supplemental to, and not duplicative of, benefits provided under the program. Health insurance exchanges and specified federal health programs terminate upon program implementation. However, the program does not affect coverage provided through the Department of Veterans Affairs or the Indian Health Service. The bill also establishes a series of implementing provisions relating to (1) health care provider participation; (2) HHS administration; and (3) payments and costs, including the requirement that HHS negotiate prices for prescription drugs. Individuals who are age 18 or younger, age 55 or older, or already enrolled in Medicare may enroll in the program starting one year after enactment of this bill; other individuals may buy into the program at this time. The program must be fully implemented two years after enactment.

Maddy summaryThe Ocean Regional Opportunity and Innovation Act of 2025 establishes regional "Ocean Innovation Clusters" in seven designated areas (including Great Lakes, Gulf of Mexico, and five National Marine Fisheries Service regions) to advance the Blue Economy. These clusters, led by nonprofit organizations and including businesses, academic institutions, Tribal groups, and government agencies, will develop physical "Ocean Innovation Centers" offering shared workspaces, workforce training, and support for sustainable industries like seafood, ocean energy, and coastal resilience. The bill authorizes $10 million annually in grants (2026-2030) to help clusters become self-sustaining, focusing on equitable growth, small business development, and cross-sector collaboration. It prioritizes projects serving underserved communities and enhancing economic opportunities across coastal regions.

Maddy summaryHR 3028, the Duty Drawback Clarification Act, clarifies tariff classifications for whisky imports by updating the Harmonized Tariff Schedule. It replaces a general whisky tariff code with specific subheadings based on whisky type (Irish/Scotch, Bourbon, Rye, or "other") and container size (under or over 4 liters), adding 8 new statistical suffixes. This change directly affects whisky importers and U.S. Customs officials by standardizing how these products are classified for duty-free entry (as indicated by "Free" in the tariff). The new classifications take effect 15 days after the bill's enactment.

Maddy summaryThis bill requires the Office of Management and Budget (OMB) to annually report all federal disaster spending to Congress, covering response, recovery, and mitigation efforts across all relevant agencies. The report must detail total spending, break it down by agency and disaster type, and distinguish between loans and grants, including costs from agencies like FEMA, USDA, and the Department of Housing and Urban Development. It aims to improve budget transparency and help Congress identify cost-saving opportunities by providing a single, public source of disaster spending data. The first report is due for fiscal year 2027, with data for the prior calendar year. This is a transparency measure, not a change to how disaster aid is delivered.

Maddy summaryHR 2837 establishes an Advisory Council under the Department of Health and Human Services to improve access to existing resources for victims of gun violence. The council, composed of federal agency heads and appointed victims/support professionals, will assess needs, identify effective programs, and compile a public resource hub with contact information for medical, financial, mental health, legal, and government support services. It requires a detailed report within 180 days of enactment and a follow-up report within two years, focusing on gaps in current assistance and coordination. The bill directly affects individuals defined as victims of gun violence (including those wounded, threatened, witnessing incidents, or related to victims) and aims to connect them to existing federal, state, and nonprofit resources without authorizing new funding. The council will sunset after five years.

Maddy summaryThis bill extends the National Flood Insurance Program (NFIP) through December 31, 2026, maintaining existing coverage for policyholders. It directly affects homeowners and businesses in flood-prone areas who rely on NFIP policies to protect against flood damage. The key change modifies two provisions in the National Flood Insurance Act of 1968, updating the program's expiration date from September 30, 2023, to December 31, 2026. The bill does not alter the program's structure or benefits, only its operational timeline.

Maddy summaryThis bill requires FEMA to reimburse local governments and electric cooperatives for interest paid on disaster recovery loans. It covers interest calculated as the lesser of actual payments or what would have been paid at the current prime rate, for loans where at least 90% of funds were used for disaster-related projects. The reimbursement includes interest from the past nine years and mandates FEMA to process payments within one year of the bill's enactment.

Maddy summaryThe American Family Act (HR 2763) establishes a new refundable child tax credit that provides monthly payments to eligible families with children. It would pay $300 per month for each child under age 6 and $360 per month (120% of $300) for each child age 6 or older, with income limits of $150,000 for joint filers and $112,500 for other filers. The bill creates a "period of presumptive eligibility" to determine eligibility for monthly payments, allowing families to receive advance payments based on information from previous tax returns. This would directly affect millions of families with children who meet the income requirements, providing more consistent financial support throughout the year rather than an annual tax credit.