Sen. Ron Johnson

Maddy summaryThis bill requires student loan lenders to disclose the total interest cost over a standard 10-year repayment plan to borrowers. It amends the Higher Education Act by adding a new requirement (paragraph (18)) for lenders to clearly state this total interest amount. The policy directly affects borrowers of federal student loans by providing upfront transparency about the full cost of repayment. The change is a disclosure requirement only, not altering loan terms or interest rates.

Maddy summaryThis bill requires any U.S. agreement with Iran regarding its nuclear program to be treated as a treaty, mandating Senate approval by a two-thirds vote before it can take effect. It directly affects the President, who cannot bypass this requirement to waive or reduce sanctions related to Iran's nuclear activities. The key provision blocks the President from granting sanctions relief or taking related actions under any Iran nuclear deal - including joint plans, side agreements, or future documents - without first securing Senate treaty approval. This applies to all forms of agreements, whether legally binding or not, and covers all related materials like annexes or technical understandings.

Maddy summaryThis bill provides tax relief to new car dealers who sold inventory due to supply chain disruptions between March 2020 and January 2022. It allows dealers using the LIFO tax accounting method to avoid recognizing income from those sales in the year they occurred, instead deferring tax consequences until they replace the sold vehicles. Dealers have until 2026 to repurchase similar vehicles; if they fail to fully replace the inventory within this window, they must pay back the tax plus interest. The relief directly affects new car dealers who held LIFO inventory during the specified period and are subject to IRS tax rules.

Maddy summaryS 444 requires the U.S. Senate to approve any World Health Organization (WHO) pandemic preparedness treaty before it becomes binding on the United States. The bill mandates that agreements resulting from the WHO’s pandemic treaty negotiations (currently led by the International Negotiating Body) must be treated as treaties under the U.S. Constitution, requiring Senate ratification with a two-thirds vote. It directly affects U.S. foreign policy implementation by ensuring congressional oversight of international pandemic agreements. The bill responds to concerns about WHO’s pandemic management and aims to prevent executive agreements from bypassing Senate review.

Maddy summaryThis bill prohibits the IRS from requiring financial institutions to report new types of account activity, such as deposits, withdrawals, balances, or transaction details. It directly affects banks and other financial institutions that might otherwise be mandated to share this data. The law blocks any new reporting requirements but allows existing programs (in place when the bill passes) to continue. It does not change current IRS data collection practices under existing laws. The bill aims to limit the scope of financial data the government can access from financial institutions.

Maddy summaryThis bill amends federal law to add a new aggravating factor for death penalty cases involving the killing of law enforcement officers or first responders. Specifically, it makes it a capital offense if someone kills or targets a police officer, firefighter, or other first responder while they are performing official duties, because of their duties, or due to their status as a public official. The change applies to cases where the victim was engaged in preventing, investigating, or prosecuting crimes, or providing emergency services. This policy shift directly affects defendants convicted of such killings by expanding the circumstances under which the death penalty could be sought.

Maddy summaryS 420, the COVID-19 Vaccination Non-Discrimination Act, bars federal funding from being provided to healthcare facilities that refuse treatment to patients based on their COVID-19 vaccination status. It directly affects hospitals, clinics, and nursing homes receiving federal funds through programs like Medicaid (Title XIX), Medicare (Title XVIII), and CHIP (Title XXI) under the Social Security Act. The bill’s key provision requires that any facility denying care due to vaccination status loses access to all federal funds authorized under those programs. This policy change mandates equal access to treatment regardless of vaccination status for all patients in federally funded healthcare settings.

This bill prohibits the Internal Revenue Service from using the additional funding for enforcement activities provided by the Inflation Reduction Act of 2022 to conduct audits of taxpayers with taxable incomes below $400,000.

Maddy summaryThis joint resolution (SJRES 7) seeks congressional disapproval of a 2023 rule defining "Waters of the United States" (WOTUS), which would have changed how federal agencies regulate wetlands and waterways. It targets a rule jointly issued by the Army Corps of Engineers, EPA, and other agencies (88 Fed. Reg. 3004, Jan. 18, 2023), directly affecting landowners, developers, and environmental regulators by altering jurisdiction over water resources. If passed, the resolution would nullify the rule under a specific disapproval process in Title 5 of U.S. Code, preventing it from taking effect. The resolution does not create new regulations but aims to block an existing federal rule. This is a procedural step, not a new law.

Maddy summaryThis joint resolution (SJRES 12) seeks congressional disapproval of the District of Columbia Council’s approval of the Revised Criminal Code Act of 2022 (D.C. Act 24-789). It directly affects D.C. residents and local government, as the resolution targets the District’s newly enacted criminal code. The mechanism is a formal congressional disapproval under the District of Columbia Home Rule Act, requiring passage by both chambers to block the D.C. law from taking effect. The resolution does not alter the D.C. code itself but aims to halt its implementation through federal action.