Maddy summaryThe SAFE Banking Act of 2026 aims to reduce legal risks for banks and credit unions that provide financial services to businesses operating marijuana or hemp industries under state laws. It establishes a "safe harbor" that prevents federal regulators from penalizing, terminating insurance for, or restricting these institutions solely because they serve state-sanctioned marijuana or hemp companies. The bill also clarifies that income from these businesses can be used to qualify for federally backed mortgages and protects banks from liability regarding money laundering charges when dealing with compliant state operations. Additionally, the legislation requires federal agencies to update guidance on how to handle suspicious activity reports for these sectors and mandates annual studies on access to financial services for minority and small businesses in the industry.
Sponsored bills
Maddy summaryThe Reproductive Health Travel Fund Act of 2026 authorizes $350 million over five years to provide grants to nonprofit organizations for covering travel and practical support costs associated with accessing abortion services. These funds can be used for round-trip transportation, lodging, meals, childcare, translation services, and other logistical needs, but they explicitly cannot pay for the abortion procedure itself. The legislation prioritizes grants for groups serving people in states with abortion bans or those traveling across state lines and requires that recipients do not discourage individuals from seeking abortions. Additionally, the bill includes provisions to prevent federal agencies from cooperating with anti-abortion legal proceedings and mandates annual reporting to Congress without revealing individual identities.
Maddy summaryThe SAFER Health Act of 2026 strengthens privacy protections for individuals by prohibiting healthcare providers and related entities from disclosing information about abortions or pregnancy losses in legal proceedings without the individual's explicit consent. This rule applies to all types of legal cases, including civil, criminal, and administrative matters, with specific exceptions for defending against professional liability claims or investigating physical harm caused to the individual. The bill also requires health IT systems to separate this sensitive data from other records and mandates that the Department of Health and Human Services update existing regulations to enforce these privacy standards. Additionally, the law preempts any conflicting state laws that offer less privacy protection for this specific type of medical information.
Maddy summaryThe Wage Theft Prevention and Wage Recovery Act aims to combat unpaid wages by strengthening penalties, improving worker protections, and funding community enforcement efforts. It directly affects employers who may underpay workers and employees who face wage theft, particularly low-wage workers, immigrants, and minorities. Key provisions require employers to provide detailed pay stubs and final payments within 14 days of termination, while also granting workers the right to full compensation as agreed in employment contracts. The bill increases civil fines and criminal penalties for violations, extends the time limit for filing wage claims, and establishes a grant program to support partnerships between the Department of Labor and community organizations.
Maddy summaryThe Medicare Cost Cap Act of 2026 establishes a $5,000 annual limit on out-of-pocket costs for Medicare fee-for-service beneficiaries starting in 2028, after which Medicare will cover 100% of additional covered expenses. This protection applies to all individuals enrolled in Medicare Part A or Part B and includes tracking mechanisms to notify patients and providers once the cap is reached. The bill also modifies eligibility rules for low-income assistance programs, aligning income thresholds between Medicare Savings Programs and Medicaid and expanding data sharing to streamline enrollment for qualifying beneficiaries.
Maddy summaryThe Let Doctors Provide Reproductive Health Care Act prohibits states and their officials from restricting or penalizing health care providers who offer reproductive health services that are legal in the state where they are performed. This includes banning laws that stop doctors, nurses, pharmacists, or their staff from providing abortion, contraception, or other reproductive care, as well as preventing the denial of professional liability insurance based on these services. The bill establishes a private right of action allowing providers to sue in federal court to challenge such restrictions and mandates that the federal government cannot use funds to support legal cases against providers acting within state law. Additionally, the legislation appropriates $80 million in grants to support legal defense funds for providers facing lawsuits and to improve physical and cybersecurity measures at health care facilities.
Maddy summaryThe Reproductive Health Care Training Act of 2026 directs the Health Resources and Services Administration to create a grant program that funds medical schools and health centers to expand abortion care training for students and clinicians. These funds are specifically designated for states where such comprehensive training is legally permitted, with a priority given to institutions serving minority populations or those training providers for medically underserved communities. The bill outlines how the money can be used to develop clinical curricula, support telehealth practices, offer scholarships, and build partnerships to improve access to abortion services. Additionally, the legislation requires recipients to submit annual reports on program performance while ensuring federal funds supplement rather than replace existing state or private funding.
Maddy summaryThis joint resolution seeks to block a specific rule issued by the Department of Education regarding federal student loan programs. If passed, the measure would cancel the final regulations titled "Reimagining and Improving Student Education," preventing them from taking legal effect. The bill directly impacts students and borrowers who would otherwise be subject to the new guidelines. By invoking a congressional review process, the legislation aims to stop the Department of Education from enforcing these specific changes to student loans.
Maddy summaryThis Senate resolution celebrates the history and achievements of Title IX, a 1972 law that prohibits sex discrimination in any federally funded education program. It highlights the progress made in areas such as athletic opportunities, graduation rates, and access to nontraditional fields of study for women and girls. The document also calls on the executive branch to protect students from discrimination based on sex, pregnancy, sexual orientation, and gender identity, while condemning efforts to use the law to harm transgender or nonbinary students.
Maddy summaryThe Pell Grant Preservation and Expansion Act of 2026 aims to increase financial aid for college students by doubling the maximum Federal Pell Grant award to $10,000 for the 2026-2027 school year, with amounts rising annually to reach $15,000 by 2031-2032. The bill also changes the funding structure so that Pell Grants become a mandatory program that automatically adjusts for inflation rather than relying on annual congressional appropriations. Additional provisions expand eligibility to include students with negative financial aid indexes, provide special rules for recipients of means-tested benefits, and allow Dreamer students who become citizens or permanent residents to qualify for aid. The legislation further restores the total number of semesters a student can receive Pell Grants from 12 to 18 and modifies how institutions determine satisfactory academic progress to reduce penalties for students struggling with course requirements.