Sen. Kevin Cramer

Maddy summaryS 383 (the JOBS Act of 2025) expands Federal Pell Grant eligibility to students enrolled in certain short-term job training programs at eligible institutions of higher education. The bill creates a "job training Federal Pell Grant" for programs meeting specific criteria: 150-600 clock hours over 8-15 weeks, aligned with high-demand industry sectors, and leading to recognized postsecondary credentials that meet employer hiring requirements or licensure prerequisites. It also lowers the minimum Pell Grant award from 10% to 5% of the full annual amount. This directly affects students seeking career-focused training and institutions offering qualifying programs that validate industry partnerships.

Maddy summaryThis bill prohibits the General Services Administration (GSA) from awarding contracts to insured banks (or their affiliates) that avoid doing business with lawful companies solely based on social policy views. It directly affects banks that refuse services to businesses engaged in legal activities due to the bank's social stance. The key provision requires banks to serve all lawful businesses without discrimination based on social policy, ensuring GSA contracts are not denied for this reason. The law does not apply to contracts already awarded before its enactment date.

Maddy summaryThe Fair Access to Banking Act (S 401) prohibits large financial institutions ($10 billion+ in assets) and payment networks from denying services to lawful businesses based on political or reputational factors, such as the type of legal business they operate. It requires banks to justify denials using objective, risk-based standards instead of category-based decisions, and mandates written explanations for denials. The law enables lawsuits against violators with treble damages and civil penalties up to 10% of service value (capped at $10,000 per violation). It directly affects major banks, payment processors, and credit unions that serve large-scale customers, ensuring fair access for businesses operating within federal law.

Maddy summaryThis bill would eliminate diversity, equity, and inclusion (DEI) programs across federal agencies by requiring the closure of DEI offices, rescinding related executive orders (including those on racial equity and LGBTQ+ inclusion), and prohibiting federal funds from being used for DEI-related activities. It defines "prohibited diversity, equity, or inclusion practice" as including training that asserts certain groups are inherently superior or inferior, or requiring employees to sign statements about such concepts. The bill affects all federal agencies, personnel, contractors, and grantees by banning DEI training, offices, and related activities while exempting Equal Employment Opportunity offices and disability-related programs. It also creates a private cause of action allowing individuals to sue for violations with penalties of $1,000 per violation per day.

Maddy summaryS 364, titled the "Hearing Protection Act" (though it regulates firearm silencers, not hearing protection), changes federal law to treat firearm silencers like firearms for tax and regulatory purposes. It imposes a 10% federal tax on silencers (similar to firearms), preempts state laws that tax or regulate silencers beyond federal rules, and requires the destruction of existing silencer registration records within one year. The bill clarifies definitions of "firearm silencer" in federal law and modifies licensing requirements for these devices. This directly affects silencer owners, manufacturers, and state governments that previously imposed additional restrictions or taxes.

Maddy summarySRES 49 is a ceremonial Senate resolution designating the week beginning February 3, 2025, as "National Tribal Colleges and Universities Week." It recognizes Tribal Colleges and Universities (TCUs), which serve over 230 federally recognized tribes and provide culturally grounded education to Native and non-Native students in underserved communities. The resolution calls for public observance through activities that highlight TCUs' role in preserving indigenous languages, supporting tribal communities, and preparing students for the workforce. This symbolic measure does not create new laws or allocate funding, but aims to raise national awareness of TCUs' contributions.

Nancy Gardner Sewell Medicare Multi-Cancer Early Detection Screening Coverage Act This bill allows, beginning in 2028, for Medicare coverage and payment for multi-cancer early detection screening tests that are approved by the Food and Drug Administration and that are used to screen for cancer across many cancer types, if the Centers for Medicare & Medicaid Services determines such coverage is appropriate. Coverage is limited to those under a certain age (age 68 in 2028, increased by one year every year thereafter) and to one test every 11 months.

Maddy summaryThis resolution designates the week of January 26-February 1, 2025, as "National School Choice Week" to recognize the range of K-12 education options available to families, including public schools, charters, private schools, and homeschooling. It does not create new policies, funding, or requirements but encourages parents to learn about educational choices and promotes public awareness through events. The Senate formally acknowledges this annual observance without binding legislative action.

Maddy summaryThis bill establishes tax credits for individuals and corporations who contribute to scholarship granting organizations that provide educational scholarships for eligible students. The individual tax credit is limited to 10% of adjusted gross income or $5,000, while corporate credits are capped at 5% of taxable income. The bill defines "eligible students" as those from households with income not exceeding 300% of the area median gross income, and specifies that scholarships can cover tuition, materials, tutoring, and educational therapies. The bill includes a $10 billion annual cap on tax credits, with a first-come, first-served allocation system, and requires scholarship organizations to meet specific financial and operational standards.

Maddy summaryThe A PLUS Act (S 309) allows states to consolidate federal education funds for eligible programs into a single, flexible funding stream, reducing administrative complexity and enabling states to manage resources more efficiently to improve student achievement. States must submit a "declaration of intent" detailing which programs they will consolidate (excluding special education funds), commit to public accountability through annual reports on student progress, and ensure federal funds supplement - rather than replace - state education funding. The bill limits administrative costs to 1% of consolidated federal funds (3% if excluding Title I funds) and requires states to report how funds address achievement gaps for disadvantaged students. This directly affects states and local school districts that adopt the declaration, shifting how they administer and report on federal education dollars.