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Issue · Housing

Housing

Every housing bill, vote, and legislator stance in North Carolina, automatically classified by Maddy, our AI policy reader.

NC Legislature US Congress
Total bills
1
2025-2026 Session
Top supporter
Nasif Majeed
100% support rate
Top opponent
Lindsey Prather
17% support rate
Ranked legislators
10
5 support · 5 oppose
Key legislators

Who's moving housing in North Carolina

Legislators moving housing in North Carolina
Legislator Party Stance Support rate Votes
Nasif Majeed
Nasif Majeed House · District 99
I
Strong +
100% 22
Jordan Lopez
Jordan Lopez House · District 112
D
Support
71% 28
Deb Butler
Deb Butler House · District 18
D
Support
71% 28
Kanika Brown
Kanika Brown House · District 71
D
Support
71% 28
Vernetta Alston
Vernetta Alston House · District 29
D
Support
67% 26
Lindsey Prather
Lindsey Prather House · District 115
D
Strong −
17% 24
Bryan Cohn
Bryan Cohn House · District 32
D
Oppose
29% 26
Wyatt Gable
Wyatt Gable House · District 14
R
Oppose
29% 28
Stephen Ross
Stephen Ross House · District 63
R
Oppose
29% 23
Karl Gillespie
Karl Gillespie House · District 120
R
Oppose
29% 28
Showing 1 of 1 bills

All housing bills

passed both · North Carolina · Senate Jul 1, 2026

SB 675: Charitable Orgs. Privacy Protection Act.

SB 675 sets a 2% maximum fee limit for second or junior lien mortgages in North Carolina, aligning state rules with federal Qualified Mortgage standards. It allows up to 3% total fees across all lenders for such loans, referencing federal guidelines (12 C.F.R. §1026.43(e)(3)). The bill directly affects borrowers taking second mortgages and lenders who charge fees on these loans. It requires lenders to comply with these fee limits on loans secured by real property, effective upon enactment.
Topics ✓ HousingSupports HousingCaps second mortgage fees to align with federal standards, reducing borrower costs and supporting affordable housing access by preventing excessive fees on housing loans.85% confidence | Rep's Stance ✓ Voted Yes ✓ Supports Housing