Healthcare

This bill requires all health insurance plans and Medicaid in New Jersey to cover medically necessary speech therapy for stuttering, including both habilitative (helping develop speech skills) and rehabilitative (helping regain lost skills) therapy. It applies to all health insurance policies sold in New Jersey, including individual, group, and hospital service contracts, and mandates coverage whether therapy is provided in-person or via telehealth. Insurers must cover these services at the same level as other medical treatments, without additional restrictions. The law directly affects residents with stuttering who rely on insurance for speech therapy, ensuring they receive consistent coverage for this specific treatment.