Sen. Katie Boyd Britt

Maddy summaryS. 5452 raises the asset size limits that trigger enhanced financial regulations for large banks and nonbank financial companies, effectively exempting more institutions from these stricter rules. The bill increases key statutory thresholds, such as raising the limit for certain bank holding company requirements from $250 billion to $370 billion and adjusting other benchmarks from $10 billion to $15 billion. It also mandates that the Federal Reserve adjust these dollar amounts every five years based on inflation or economic growth metrics, ensuring the limits keep pace with the economy over time.

Maddy summaryThe Terrorism Risk Insurance Program Reauthorization Act of 2026 extends the federal terrorism insurance program through 2034, ensuring continued government support for insurance companies facing large losses from terrorist attacks. The bill also updates the schedule for recouping federal funds, shifting the timeline for when insurers must repay taxpayer money to later dates ranging from 2029 to 2036. These changes directly affect insurance carriers and policyholders by maintaining the program's availability for a longer period and adjusting the financial obligations tied to it.

Maddy summaryThis bill reauthorizes existing regional ocean partnerships through 2031, extending funding for coastal states and tribes managing ocean resources. It sets specific annual funding levels: $11.57 million for 2028, $11.69 million for 2029, $11.81 million for 2030, and $11.92 million for 2031. The bill makes technical updates to reporting requirements and adjusts the funding period to align with the new authorization. It directly affects current regional ocean partnership programs under the 2023 defense act, ensuring continued federal support for coastal management efforts.

Maddy summaryThe Stopping Border Surges Act proposes significant changes to U.S. immigration law regarding unaccompanied children and asylum seekers. It mandates that unaccompanied alien children be repatriated to their home countries if they do not meet specific criteria, while also allowing for the detention of families who entered the country together for misdemeanor border-crossing charges. For asylum applicants, the bill restricts eligibility to those arriving at designated ports of entry and shortens the deadline to file an application from one year to six months. It introduces a "safe third country" provision that can bar asylum claims if an individual transited through another nation without seeking protection there first. Additionally, the legislation requires audio or video recording of expedited removal interviews, imposes criminal penalties for asylum fraud, and terminates asylum status if an individual voluntarily returns to their home country.

Maddy summaryThe INSULIN Act of 2026 requires health insurance plans to limit insulin copayments to $35 per 30-day supply starting in 2027, with plans choosing to cap costs at 25% of the negotiated price after 2028. The bill also mandates that pharmacy benefit managers pass all rebates and discounts related to insulin directly to health plans rather than retaining them. Additional provisions include measures to speed up the approval process for generic and biosimilar insulin products, establish a pilot program to provide affordable insulin to uninsured individuals in 10 states, and create a resource center and hotline to help uninsured people access assistance programs.

Maddy summaryThis joint resolution seeks to disapprove a specific rule issued by the Environmental Protection Agency regarding pollution control standards for nonroad engines used in ocean-going vessels while they are at berth. If passed, the measure would legally void the EPA rule, preventing it from taking effect or continuing to apply to the shipping industry. The bill directly impacts the Environmental Protection Agency and maritime operators subject to these emission regulations by removing the federal mandate associated with the California standards.

Maddy summaryThe Keep Our Communities Safe Act of 2026 significantly expands the authority of the Secretary of Homeland Security to detain non-citizens who are facing removal from the United States. The bill removes time limits on detention during removal proceedings and allows for indefinite detention after a final order is issued if specific conditions, such as national security threats or public safety risks, are certified by government officials. It restricts access to bond hearings for many detainees, requiring them instead to prove they are not flight risks or community threats through clear and convincing evidence. Additionally, the legislation establishes administrative review processes that permit detention beyond standard removal periods if an individual fails to cooperate with deportation efforts or poses a continuing danger.

Maddy summaryThe Space Superiority Readiness Act of 2026 directs the Secretary of Defense to enhance the U.S. Space Force's ability to prepare for potential conflicts with China by expanding its capacity for wargaming, modeling, and simulation in the space domain. The bill also requires the development of specific training programs for space operators focused on tactics and procedures necessary for space control operations. Additionally, it mandates that the Secretary of Defense submit an unclassified report to Congress within 180 days detailing Chinese commercial space capabilities and their potential military applications.

Maddy summaryThe Quantum-GUARD Act of 2026 requires the Federal Energy Regulatory Commission to evaluate cybersecurity risks posed by quantum computers and the potential use of post-quantum cryptography when reviewing reliability standards for the bulk-power system. The bill directs the Department of Energy to establish a "PQC sandbox" within one year, bringing together grid operators, technology vendors, and government agencies to test and develop post-quantum security solutions for both information and operational technology systems. Additionally, the Secretary of Energy must conduct a study on the specific vulnerabilities of critical grid infrastructure to quantum threats and submit a report with recommendations to Congress within one year of enactment.

Maddy summaryThe Colorectal Cancer Early Detection Act authorizes the Centers for Disease Control and Prevention to provide competitive five-year grants to states, the District of Columbia, and U.S. territories to improve awareness and early detection of colorectal cancer in individuals under age 45. These funds are intended to support outreach and education campaigns that target young people with specific risk factors, such as a family history of the disease or inflammatory bowel conditions, as well as underserved populations including rural residents and certain racial and ethnic groups. Grant recipients must partner with healthcare providers and community organizations to facilitate diagnostic testing, offer patient navigation services, and train medical professionals on recognizing symptoms in younger patients. States receiving these grants are required to submit reports detailing their use of funds and the effectiveness of their implemented programs after five years.