Rep. Cleo Fields

Blind Americans Return to Work Act of 2025 This bill requires the Social Security Administration to carry out a demonstration project during which blind Social Security Disability Insurance (SSDI) beneficiaries receive reduced benefits commensurate with income above certain thresholds. Under current law, only individuals who earn under a specified monthly income, known as the substantial gainful activity (SGA) threshold, are considered disabled and thereby eligible for SSDI benefits. For blind workers, this limit is $2,700 per month in 2025. SSDI beneficiaries may earn beyond the SGA threshold for a limited period of time, known as the trial work period , before their benefits are suspended and ultimately terminate. The bill establishes a 20-year demonstration project during which individuals who are entitled to SSDI benefits by reason of blindness and who earn above the SGA threshold continue to receive benefits at an amount gradually reduced commensurate with their earnings beyond a specified amount. During this period, blind workers’ SSDI benefits must be reduced by $1 for every $2 that a worker earns above the sum of (1) the SGA threshold, and (2) the worker’s expenses reasonably attributable to their work. The SGA threshold may not be used to determine whether an individual is disabled during this period, and blind workers’ SSDI benefits may not be terminated due to work-related earnings. The trial work period also must not apply.  After 10 years, affected beneficiaries may opt out of the modified benefits structure.

Maddy summaryThe SAFE Act requires Medicare to cover falls risk assessments and fall prevention services for seniors aged 65+ who have fallen in the previous year. These services, provided by physical or occupational therapists, will be included in Medicare's annual wellness visits and initial preventive physical exams starting January 1, 2026. The bill also mandates annual reports to Congress beginning in 2027 on falls among seniors aged 65+ that required treatment for fall-related injuries. This policy directly affects Medicare beneficiaries with a documented history of falls by adding targeted preventive care to their covered benefits.

Maddy summaryHR 1138, the Payment Choice Act of 2025, requires most retail businesses to accept cash for in-person purchases up to $500 per transaction and prohibits charging higher prices for cash payments compared to other methods. Businesses may temporarily refuse cash only due to system failures, insufficient change, or if they offer a prepaid card conversion device meeting strict conditions (no fees, no minimum deposit, no expiration). The bill allows businesses a 5-year period to phase in accepting $50 bills or larger, after which the Treasury Secretary must mandate acceptance of $1-$20 bills. Consumers can send a 45-day notice to businesses for violations before pursuing legal action, with potential damages of at least $250 per violation. The law does not override stricter state cash acceptance protections.

Maddy summaryThis bill expands 529 college savings account flexibility by allowing funds to cover costs for industry-recognized postsecondary credentials, not just traditional degrees. It defines "qualified expenses" to include tuition/fees for recognized credential programs (like certifications or apprenticeships), required testing fees, and continuing education needed to maintain credentials. To qualify, programs must meet specific criteria, such as appearing on state lists under the Workforce Innovation and Opportunity Act or being listed in VA or Defense directories. The change applies to 529 distributions made after the law's enactment, giving families more options to use these accounts for job-focused training.

Maddy summaryThe Disaster Resiliency and Coverage Act of 2025 creates a federal program that provides grants to states and tribal governments to help homeowners in high-risk disaster areas make their homes more resilient. The program covers specific mitigation activities like reinforcing roofs, installing flood barriers, and creating fire-resistant features, with a $10,000 per household limit. Homeowners must have an adjusted gross income under $250,000 ($500,000 for joint returns) to qualify. The bill also includes tax benefits, allowing these grant amounts to be excluded from gross income and providing a 30% tax credit for qualifying mitigation expenditures.

Maddy summaryHR 989 would turn Executive Order 11246 into law, requiring federal contractors and subcontractors to follow its equal employment nondiscrimination rules. This bill directly affects businesses working with the U.S. government by making these requirements legally binding. The key provision ensures the existing order has the full force of law, rather than being subject to executive changes.

This resolution supports federal investment in public K-12 schools, affirms that the Department of Education (ED) plays a vital role in the public education system, and states that public education funding should not be diverted (e.g., through the use of vouchers) to privately run K-12 schools.  The resolution also rejects any claim that the executive branch has the legal authority to (1) dismantle or relocate ED or any of its major offices; or (2) reduce federal funding for public education, block federal grants for education, or transfer funding burdens for education to state and local governments.

Maddy summaryHR 916, the Rosa Parks Commemorative Coin Act, authorizes the U.S. Treasury to mint and sell commemorative coins (gold $5, silver $1, and half-dollar) in honor of Rosa Parks, a pivotal civil rights leader whose 1955 bus protest sparked the Montgomery Bus Boycott. The coins, to be issued in 2029, will feature designs reflecting her legacy and be sold to the public at face value plus a fixed surcharge ($35 for gold, $10 for silver, $5 for half-dollar). All surcharge funds will be directed to the Rosa and Raymond Parks Institute for Self Development to support its youth development and civil rights education programs. The bill ensures the coins are legal tender, with the Treasury recovering all costs without net government expense.

Stop the Wait Act of 2025 This bill phases out the initial waiting period for Social Security Disability Insurance (SSDI) benefits and eliminates the waiting period for certain disabled individuals to become eligible for Medicare.  Under current law, individuals generally must wait five months after the onset of disability to begin receiving SSDI benefits. The bill would gradually reduce this waiting period before eliminating it entirely in the year 2030.  Further, the bill would eliminate the 24-month waiting period for certain disabled workers and other individuals to become eligible for Medicare. Under current law, individuals under the age of 65 may generally enroll in Medicare after they have been eligible for SSDI or Social Security child’s, widow’s, or widower’s benefits by reason of disability for 24 months. The bill would eliminate this waiting period for individuals for whom the annual cost of certain medical insurance would exceed a specified percentage of their household income (i.e., those who cannot afford minimum essential coverage). Medicare eligibility for these individuals must be available retroactively to the first month that an individual qualified for SSDI or Social Security child’s, widow’s, or widower’s benefits by reason of disability.

Maddy summaryThis bill reauthorizes the Dr. Lorna Breen Health Care Provider Protection Act, extending mental health support programs for healthcare professionals through 2030 (previously ending in 2024). It requires funded programs to specifically address reducing administrative burdens on healthcare workers while continuing to promote access to mental health and substance use disorder services. The legislation directly affects healthcare providers across the U.S. who may access these federally supported resources. Key provisions include extending funding periods and mandating that grant recipients focus on easing workplace administrative tasks, alongside maintaining existing awareness initiatives. The bill does not create new programs but continues and refines existing mental health support for the healthcare workforce.