Housing in Mississippi | MyRepTracker

died · Mississippi · House Feb 4, 2025

HB 1421: Landlord Tenant provisions; revise time periods for eviction and removal.

HB 1421, which died in committee in February 2025, proposed significant changes to Mississippi's eviction process. It would have required eviction documents (summons and complaint) to be served within 72 hours of filing, set court hearings within 14 days, and mandated a 7-day minimum move-out period after a judgment (removing the court's ability to extend this). The bill also required specific notices in summonses explaining tenant rights, including the right to pay rent before a hearing to avoid eviction. These changes would have directly affected tenants facing eviction and landlords seeking possession of rental properties.

Topics ✗ Housing

Sub-Topics Landlords Renters Tenant Rights

died · Mississippi · House Feb 4, 2025

HB 29: Mississippi Fair Housing Act; create.

HB 29, the Mississippi Fair Housing Act, prohibits discrimination in housing and real estate transactions based on race, religion, color, national origin, sex, disability, or familial status. It bans practices like refusing to sell or rent property, discriminatory advertising, and denying financing to protected groups, while voiding discriminatory conditions on property ownership. The law includes limited exceptions for small owner-occupied rentals (e.g., duplexes with owner residency) and religious organizations operating housing for members of their faith. It also protects individuals who oppose discrimination from retaliation by landlords, brokers, or lenders.

Topics ✓ Housing

Sub-Topics Homeownership Renters

died · Mississippi · House Feb 4, 2025

HB 1278: Hometown Heroes Home Loan Guaranty Program; establish.

HB 1278 establishes the Hometown Heroes Home Loan Guaranty Program to help eligible firefighters, law enforcement officers, nurses, and teachers secure conventional home loans for their primary residence. To qualify, applicants must have at least four years of continuous full-time employment in their profession and certify they will apply for homestead exemption. The program creates a dedicated "Hometown Heroes Home Loan Guaranty Fund" in the state treasury, administered by the Department of Finance and Administration, which will provide loan guarantees using state appropriations without lapsing unspent funds at year-end. This fund will cover loan guaranties for qualified individuals seeking conventional financing for home purchases.

Topics ✓ Housing

Sub-Topics Mortgages Property Taxes

died · Mississippi · House Feb 4, 2025

HB 297: Homeless encampments; prohibit on public property and define as a public nuisance on private property.

This bill prohibits sleeping, sitting, or storing personal items on public streets or sidewalks within 1,000 feet of schools, parks, hospitals, or critical infrastructure (like bridges or power lines). It classifies such encampments as public nuisances on public property and requires local authorities to provide 48 hours' written notice before enforcement, including information about shelter services. For private property, the bill adds homeless encampments to the public nuisance law, allowing property owners to request removal (with humane enforcement) and imposing cleanup costs as a lien on the property. Violations on public property may be charged as misdemeanors punishable by fines up to $5,000 or six months in jail.

Topics ✗ Criminal Justice ✗ Housing

Sub-Topics Homelessness

died · Mississippi · Senate Feb 4, 2025

SB 2252: Neighborhood Housing Rehabilitation Program (NHRP); direct Mississippi Home Corporation to establish using federal funds.

SB 2252 directs the Mississippi Home Corporation to establish a Neighborhood Housing Rehabilitation Program (NHRP) using federal funds (like ARPA and CDBG) to assist low-income homeowners. The program prioritizes owner-occupied properties in municipalities, focusing on correcting health/safety issues, improving energy efficiency, fixing lead paint, and bringing homes up to building codes. It creates a revolving fund in the state treasury to ensure unspent funds remain available for future use, with annual reports to the legislature. The bill died in committee in February 2025 and never became law.

Topics ✓ Energy ✓ Housing

Sub-Topics Energy Efficiency Community Development Homeownership

died · Mississippi · Senate Feb 4, 2025

SB 2251: Mississippi Fair Housing Act; enact.

SB 2251, the Mississippi Fair Housing Act, prohibits discrimination in housing and real estate transactions based on race, religion, sex, disability, or familial status. It bans practices like refusing to rent/sell property, discriminatory advertising, or denying financing based on these protected characteristics, while allowing exceptions for small family rentals (e.g., owner-occupied homes with ≤2 units). The bill also prohibits retaliation against those reporting violations and establishes civil remedies for affected individuals. The legislation died in committee on February 4, 2025, and was never enacted.

Topics ✓ Housing

Sub-Topics Homeownership Renters

died · Mississippi · House Feb 26, 2025

HB 438: Housing repair grant program; authorize issuance of bonds to provide funds for grants to low-income individuals for home repairs.

HB 438 establishes a state-funded program to provide home repair grants for low-income Mississippi homeowners, primarily targeting seniors (62+), disabled residents, and households with incomes under $12,000 (single) or $16,000 (two or more people). The Department of Finance and Administration will administer the program, offering grants up to $25,000 per household for essential repairs, with eligibility requiring primary home ownership, age/disability status, and income limits. Funding will come from up to $50 million in state bonds, with money distributed to congressional districts based on each district's share of the state's low-income population. Unspent funds will remain in a dedicated state account and not roll into the general budget.

Topics ✓ Budget & Taxes ✓ Housing

Sub-Topics Housing Finance

died · Mississippi · Senate Feb 26, 2025

SB 2253: Mississippi Workforce Housing Tax Credit Act; enact.

SB 2253, the Mississippi Workforce Housing Tax Credit Act, would create a state tax credit against Mississippi income, franchise, or insurance premium tax for investors in workforce housing projects meeting federal housing credit standards (Section 42 of the IRS Code). The credit would be administered by the Mississippi Home Corporation, capped at $4 million annually, and could not exceed federal housing tax credits for a project. Unused credits could be carried forward for five years, and projects must be completed after July 1, 2025. The bill died in committee on February 26, 2025, and was never enacted.

Topics ✓ Budget & Taxes ✓ Housing

Sub-Topics Affordable Housing

died · Mississippi · Senate Feb 26, 2025

SB 2130: General Fund; FY2026 appropriation to City of Canton for redevelopment of public housing units.

SB 2130 was a procedural bill appropriating $1,000,000 from Mississippi’s General Fund to the City of Canton for public housing redevelopment costs during fiscal year 2026 (July 2025-June 2026). It directly affected the City of Canton by providing state funds to cover expenses related to redeveloping public housing units. The bill died in committee on February 26, 2025, and never became law. This was a straightforward funding measure with no policy changes or new requirements.

Topics ✓ Budget & Taxes ✓ Housing

Sub-Topics Community Development

died · Mississippi · Senate Feb 26, 2025

SB 3080: General Fund; FY2026 appropriation to the Delta Housing Development Corporation for self-help housing initiatives.

SB 3080 appropriates $1,000,000 from Mississippi's General Fund for the Delta Housing Development Corporation to cover costs related to self-help housing projects in the Sarah Coleman subdivision, Bolivar County, for fiscal year 2026 (July 2025-June 2026). It directly affects low-income residents in that specific subdivision by funding housing initiatives where residents contribute labor toward building their homes. The bill establishes a direct state funding mechanism, requiring the State Treasurer to disburse funds upon proper requisitions. The bill was referred to committee in February 2025 but died there without further action.

Topics ✓ Budget & Taxes ✓ Housing

Sub-Topics Property Development

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