Healthcare

HB 4207 amends Michigan's insurance code to exclude "federal excepted benefits" from standard health insurance coverage requirements. It changes the definition of "health benefit plan" to clarify that coverage for specific federal benefits (like certain military or Indian Health Service programs) is not required under state health insurance policies. This directly affects health insurance carriers and policyholders in Michigan by narrowing what must be included in basic health coverage under state law. The bill makes this change by updating Section 3701 of the Insurance Code to exclude these federal benefits from the definition of covered services.