Rep. Michael Cloud

Maddy summaryThis bill, titled "Emergency Border Control Resolution," is actually a budget resolution establishing fiscal year 2025-2034 budget levels for the U.S. government. It sets detailed revenue, spending, and deficit targets across various government functions, including defense, health, and social programs. The resolution includes reconciliation instructions for committees to adjust laws within their jurisdictions to meet deficit targets. The title appears to be a political label rather than an accurate description of the bill's content, as it contains no actual border control provisions.

Maddy summaryHR 1137, the "No Kill Switches in Cars Act," repeals Section 24220 of the Infrastructure Investment and Jobs Act (Public Law 117-58), which previously required vehicle manufacturers to implement advanced impaired driving technology. This bill directly affects car manufacturers by removing a mandate to integrate specific safety technology designed to detect driver impairment. The key provision is the repeal itself, eliminating the requirement without creating new obligations or altering existing vehicle safety standards.

Maddy summaryHR 1040, the Senior Citizens Tax Elimination Act, would stop taxing Social Security benefits for seniors by repealing the current tax rule that includes some benefits in gross income. It directly affects senior citizens who currently pay federal income tax on portions of their Social Security payments. The bill adds a provision stating Section 86 of the tax code (which taxes Social Security benefits) no longer applies after enactment. To offset the lost tax revenue, the bill requires the government to appropriate funds to the Social Security and Railroad Retirement trust funds, ensuring they remain fully funded without requiring tax increases.

Maddy summaryHR 1094, the Amateur Radio Emergency Preparedness Act, prevents private restrictions (such as those in homeowners associations) from blocking amateur radio operators from installing and maintaining antennas for emergency communications. The bill directly affects over 770,000 licensed amateur radio operators in the U.S. who face such restrictions on their residential property. Key provisions include overriding unreasonable restrictions, requiring reasonable safety and building code compliance for allowed rules, setting a 45-day approval period for antenna installations (with deemed approval if not acted on), and exempting small antennas (under 1 meter, flagpoles ≤43 feet, or minimal wire antennas) from prior approval. This ensures amateur radio operators can quickly establish emergency communication systems without unnecessary delays or costs during crises.

Maddy summaryHR 992, the PATROL Act, prohibits the federal Attorney General from suing states that build border barriers (like walls or fences) to prevent illegal entry or protect state territory. It specifically blocks civil lawsuits under existing border laws (33 U.S.C. 401/403) against states for such barrier projects. The bill defines key terms like "barrier" (including walls or fences) and "immigration laws" to clarify its scope. This directly affects states constructing border infrastructure and limits federal legal actions against those efforts. The bill does not create new border policies but changes the legal landscape for state-led border security measures.

Maddy summaryHR 991, the Cost Estimates Improvement Act, requires the Congressional Budget Office (CBO) and Joint Committee on Taxation (JCT) to include debt servicing costs (interest payments on the national debt) in their budget estimates "to the extent practicable." This change directly affects how Congress evaluates the fiscal impact of proposed legislation, as these estimates determine whether bills qualify for budget reconciliation and influence funding decisions. The key mechanism amends the 1974 Congressional Budget Act to mandate this inclusion within existing cost estimation processes. The bill does not alter spending or tax policy but aims to make budget scoring more comprehensive by accounting for ongoing interest costs.

Fair Access to Banking Act This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties. Banks and other specified financial institutions are allowed to deny financial services to a person only if the denial is justified by a documented failure of that person to meet quantitative, impartial, risk-based standards established in advance by the institution. This justification may not be based upon reputational risks to the institution. The bill establishes the right for a person to bring a civil action for a violation of this bill.

Maddy summaryHR 925, the "Dismantle DEI Act of 2025," would eliminate diversity, equity, and inclusion (DEI) programs across federal government operations. The bill requires federal agencies to close DEI offices, rescind related executive orders, and prohibit the use of federal funds for DEI training, offices, or initiatives. It defines "prohibited diversity, equity, or inclusion practice" as any activity that discriminates based on race, ethnicity, religion, biological sex, or national origin, or requires employees to complete training asserting that certain groups are inherently superior or inferior. The legislation also prohibits requiring employees to sign statements about race, ethnicity, or gender, and establishes private lawsuits for violations with potential damages of $1,000 per violation per day. This bill would directly affect federal agencies, contractors, grantees, and advisory committees receiving federal funding.

Silencers Help Us Save Hearing Act or the SHUSH Act This bill removes silencers from regulation under certain federal statutes governing the sale, transfer, and possession of firearms. Specifically, it removes silencers from the list of firearms subject to regulation (i.e., registration and licensing requirements) under the National Firearms Act (NFA). Additionally, it excludes a muffler or silencer from the list of firearms subject to regulation (e.g., background check requirements) under the Gun Control Act of 1968 (GCA). Finally, the bill does the following: preempts state or local laws that tax or regulate firearm silencers, specifies that a person who lawfully acquires or possesses a silencer under provisions of the GCA meets the registration and licensing requirements of the NFA, eliminates mandatory minimum prison terms for a crime of violence or drug trafficking offense in which a defendant uses or carries a firearm equipped with a silencer or muffler, and permits active and retired law enforcement officers to carry a concealed silencer.

Maddy summaryHR 849, the No Regulation Through Litigation Act of 2025, prevents federal agencies from using settlement agreements to create new regulations or non-binding guidance documents. It prohibits including attorney fees or litigation costs in settlements that result in such rules, ensuring agencies cannot bypass standard rulemaking processes through court settlements. The bill applies broadly to agency regulations but excludes military/foreign affairs regulations, internal agency policies, and procurement rules.