Rep. Bryan Steil

Maddy summaryHRES 695 is a commemorative resolution honoring Charlie Kirk, a conservative speaker and Turning Point USA leader, following his assassination on September 10, 2025, in Orem, Utah. The resolution condemns the attack, offers condolences to his family, and recognizes first responders. It reaffirms the First Amendment right to peaceful assembly and emphasizes that violence cannot silence democratic participation. This non-binding resolution does not create new laws or policies but serves as a symbolic tribute to Kirk's memory and the principles of democratic engagement.

Maddy summaryThe RESULTS Act (HR 5269) changes how Medicare calculates payment rates for clinical diagnostic laboratory tests. It requires Medicare to collect data on private payor rates for widely available non-Advanced Diagnostic Laboratory Tests (non-ADLTs) from a qualifying independent claims data entity (a national nonprofit organization meeting specific criteria) rather than relying on data reported directly by laboratories. For tests where data is unavailable, the bill establishes default payment rates based on previous years' rates adjusted for inflation. The law also requires Medicare to publicly explain payment rates with supporting data, affecting Medicare beneficiaries, clinical laboratories, and private payors that provide services covered by Medicare.

Maddy summaryHR 2808, the Homebuyers Privacy Protection Act, restricts how consumer reporting agencies share credit reports during mortgage applications. It prevents agencies from sending these reports to third parties unless the request is tied to a firm credit offer and the recipient has either the homebuyer’s explicit written consent or is directly involved in the mortgage (like the lender, loan servicer, or the homebuyer’s bank holding an active account). This directly affects homebuyers applying for residential mortgages by limiting unsolicited sharing of their credit information. The law amends the Fair Credit Reporting Act to strengthen privacy protections around mortgage-related credit data.

Maddy summaryThe Protecting Young Minds Online Act requires the Center for Mental Health Services to develop and implement a strategy helping local communities address how new technologies, such as social media, affect children's mental health. This strategy will provide communities with practical resources and guidance to support children's well-being in digital environments. The bill amends the Public Health Service Act to add this specific requirement for the Center. It directly affects the Center for Mental Health Services (which must create the strategy) and local communities (which will use the strategy to address technology-related mental health challenges for children).

Maddy summaryHR 4735, the Business of Insurance Regulatory Reform Act of 2025, clarifies that the Consumer Financial Protection Bureau (CFPB) cannot enforce federal consumer financial laws over companies already regulated by state insurance departments for their insurance activities. The bill amends Section 1027(f) of the Consumer Financial Protection Act to explicitly state that the CFPB lacks authority to regulate insurance products or services when a company is subject to state insurance regulation. It also requires the CFPB to broadly interpret its authority in favor of state insurance regulators for such entities. This directly affects insurance companies operating under state oversight, preventing overlapping federal enforcement. The change focuses on defining regulatory boundaries, not altering insurance product rules.

Maddy summaryHR 4623, the Plain Prescription Prices Act, requires drug companies to include the current list price for a typical 30-day supply or treatment course in all direct-to-consumer television ads for prescription drugs covered by Medicare (Part D) or Medicaid. This applies to ads aired on broadcast, cable, streaming, or satellite TV. The bill mandates that the displayed price must be truthful and reflect the list price as of the first day of the quarter the ad runs. The goal is to provide consumers with clear, upfront pricing information when viewing drug advertisements.

Maddy summaryThis bill establishes two grant programs to support construction and manufacturing apprenticeship colleges. It provides up to $500,000 per college for community outreach (e.g., connecting with high schools, rural businesses, and workforce boards) and student support services (e.g., academic advising, mental health resources, childcare). The grants target increasing enrollment and completion rates for underrepresented groups, including rural students, first-generation college students, and minorities. Funding of $5 million annually (2026-2030) requires colleges to report on program outcomes like retention rates and diversity metrics. The law directly affects apprenticeship colleges offering work-based training in construction and manufacturing fields.

Maddy summaryHR 4335, the Abraham Accords Defense Against Terror Act, streamlines U.S. defense exports to countries that have normalized relations with Israel (via the Abraham Accords) and cooperate with the U.S. on countering Iran and Iran-aligned threats in the Middle East and North Africa. The bill authorizes the Secretary of State to identify qualifying countries and fast-tracks approval for military sales, leases, or transfers to them, requiring a 15-day congressional notification with specific safeguards. Key safeguards include ensuring sensitive U.S. technology isn’t shared with China or Russia and mandating regular strategy reports to Congress on implementation, threat assessments, and pending defense deals over $25 million. This directly affects participating Middle Eastern nations and U.S. defense export processes, aiming to accelerate security cooperation without altering Israel’s military edge. The bill focuses on procedural changes to expedite defense cooperation, not on new funding or policy outcomes.

Maddy summaryHR 3095 requires the U.S. Postal Service to assign a single, unique ZIP Code to 74 specific communities across 16 states (including Canyon Lake, CA; Castle Pines, CO; and Estero, FL) within 270 days of the bill's enactment. This addresses current issues where these communities share ZIP Codes with neighboring areas, causing mail delivery confusion. The bill directly affects residents and businesses in these designated locations by simplifying mail routing. It creates a concrete administrative change without altering broader postal policies or funding.

Maddy summaryHR 672 directs the United States Postal Service to assign a single unique ZIP Code to 14 specific communities within 270 days of enactment. These communities include Eastvale (CA), Scotland (CT), Castle Pines and Silver Cliff (CO), Hollywood, Miami Lakes, and Ocoee (FL), Urbandale (IA), Franklin, Greenfield, Caledonia, Mount Pleasant, and Somers (WI), and Mills (WY). This change will update mail delivery systems and address identifiers for residents and businesses in these areas, streamlining postal operations.