Rep. Mark Alford

Maddy summaryThe Affordable Homeownership Access Act exempts small property owners who provide direct financing (owner financing) from certain mortgage licensing requirements if they make no more than 24 loans per year for properties they own. It also amends federal definitions to exclude these owner financers from "mortgage originator" rules, requiring loans to be fully amortizing, have reasonable interest rate caps, and include buyer ability-to-pay assessments. The bill mandates a study by HUD and Treasury on owner financing usage - particularly for homes under $150,000 or 60% of local median value - to evaluate its potential to boost homeownership and wealth creation in underserved communities.

Maddy summaryThis bill amends the Natural Gas Act to give the Federal Energy Regulatory Commission (FERC) exclusive authority to approve U.S. LNG export terminal projects, requiring FERC to deem such exports consistent with the public interest. It directly affects natural gas companies seeking to build or expand export facilities and streamlines FERC's review process by removing prior requirements for interagency coordination. The bill clarifies that FERC's decisions won't override existing sanctions laws, including restrictions on trade with countries designated as state sponsors of terrorism under current law. This change aims to accelerate domestic LNG export projects while maintaining legal safeguards for national security and foreign policy.

Maddy summaryThis bill amends federal pay rules to expand higher overtime pay rates for U.S. Border Patrol supervisors. It changes the eligibility from only GS-12 agents to include all supervisors classified from GS-12 through GS-15. The key provision modifies Section 5550(h) of Title 5, U.S. Code, to apply the higher overtime pay rate to these higher-grade supervisory positions. The bill aims to improve retention for experienced Border Patrol supervisors by increasing their overtime compensation.

Maddy summaryThis bill would amend the Anti-Terrorism Act of 1987 to designate the Muslim Brotherhood as a terrorist organization and prohibit its operations within the United States. It would require the President to designate the Muslim Brotherhood as a foreign terrorist organization under immigration law and impose new visa restrictions, including immediate revocation of current visas, for individuals identified as members. The bill mandates annual reports from the Secretary of State identifying Muslim Brotherhood branches worldwide and determining which should be designated as terrorist organizations under existing laws. These provisions would directly affect Muslim Brotherhood members, branches, and affiliated organizations seeking entry to or operating within the United States.

Maddy summaryThis bill suspends payment limits for agricultural subsidies for the 2025 crop year, removing caps on payments to farmers. It also establishes a new option for farmers to receive 50% of their expected 2025 crop payments as an advance by December 1, 2025, if they opt in. The remaining balance is paid later after the marketing year ends, with farmers required to repay any overpayment if the final amount exceeds the advance. The bill directly affects farmers growing covered commodities (like corn, soybeans) who choose to participate in the advance payment program.

Maddy summaryThis bill requires the Environmental Protection Agency (EPA) to coordinate closely with the U.S. Department of Agriculture (USDA) when making decisions about pesticide safety rules. It mandates that the EPA conduct economic analyses of costs for farmers, state agencies, and businesses affected by pesticide safety measures, and share data on pesticide use and alternatives. The EPA must also coordinate with USDA and other agencies (like Interior and Commerce) on Endangered Species Act protections related to pesticides. These changes directly affect pesticide manufacturers, farmers, state agricultural agencies, and federal agencies involved in pesticide regulation.

Give Kids a Chance Act of 2025 This bill expands the Food and Drug Administration’s (FDA’s) authority with respect to research on rare pediatric diseases, including by permitting the FDA to take enforcement action against drug sponsors that fail to satisfy pediatric study requirements and by reauthorizing programs that support pediatric research.  Specifically, the bill modifies requirements relating to molecularly targeted pediatric cancer investigations to permit research on new drugs in combination with active ingredients that have already been approved, provided certain conditions are met; permits the FDA to take enforcement action against drug sponsors that fail to comply with pediatric study requirements, if such sponsors demonstrated a lack of due diligence in satisfying the requirement; renews the FDA’s authority to award priority review vouchers to sponsors of new products intended to treat rare pediatric diseases through September 30, 2029; and reauthorizes through FY2027 certain funding for the National Institutes of Health to support priority pediatric research.  The bill also provides statutory authority for the FDA’s interpretation of the orphan drug exclusivity period. The bill specifies, consistent with FDA regulations, that the seven-year market exclusivity period for drugs for rare diseases or conditions (i.e., orphan drugs) prohibits the approval of the same drug for the same approved use or indication with respect to the disease or condition. (In Catalyst Pharmaceuticals, Inc. v. Becerra , a court rejected the FDA’s interpretation and held that orphan drug exclusivity extends to all uses or indications for the disease or condition.)

Maddy summaryHR 5993, the MACV-SOG Congressional Gold Medal Act, authorizes a single gold medal to be awarded by Congress to members of the Military Assistance Command Vietnam-Studies and Observations Group (MACV-SOG), a covert special operations unit active during the Vietnam War (1964-1972). The bill directs the Treasury Secretary to strike the medal, which will be presented by congressional leaders to honor MACV-SOG service members' "bravery and outstanding service" in Vietnam, Laos, and Cambodia, and then donated to the Smithsonian Institution for display. The medal commemorates the unit's high-risk missions, including reconnaissance and sabotage, and acknowledges the 1,579 U.S. personnel missing or killed while serving with MACV-SOG. Bronze duplicates may be sold to cover costs, but the act has no policy implications beyond this ceremonial recognition.

Maddy summaryHRES 864 is a ceremonial resolution honoring U.S. veterans on Veterans Day 2025. It does not create new laws or policies but formally recognizes veterans' service and sacrifice, calling on all Americans to observe Veterans Day. The resolution references historical context about Veterans Day's origins (from Armistice Day to honoring all veterans) but contains no concrete policy changes. It directly addresses the general public, urging them to participate in the observance. As a non-binding resolution, it affects no specific individuals or groups through legislative action.

Maddy summaryHRES 866 is a non-binding House resolution condemning the systematic persecution of Christians in Nigeria by groups like Boko Haram and Fulani militants, and criticizing Nigeria's government for failing to protect Christian communities or acknowledge the violence. It calls on the U.S. government to support President Trump in using diplomatic, economic, and security tools to pressure Nigeria to end impunity for attacks, protect Christians, return displaced persons, and repeal blasphemy laws. The resolution specifically demands action against religiously motivated violence, including the release of those imprisoned for their faith, and urges coordination with international partners for humanitarian aid. It does not create new laws but expresses congressional support for U.S. policy actions targeting Nigeria's religious freedom violations.