Maddy summaryThe Saving Privacy Act (S 809) strengthens financial privacy by requiring warrants for government access to customer financial data and amending the Right to Financial Privacy Act to limit government surveillance. It terminates the Consolidated Audit Trail, a centralized database of financial transactions, and prohibits federal agencies from developing a central bank digital currency. The bill also establishes a congressional review process for agency regulations to increase transparency and protects consumers' ability to use convertible virtual currency (like Bitcoin) for personal purchases without federal restrictions. These provisions collectively aim to enhance individual privacy rights in financial transactions and limit government overreach in financial data collection.
Sponsored bills
Maddy summaryThe SCREEN Act requires online platforms that create, host, or make available pornographic content for profit to implement age verification technology that prevents minors from accessing such content. Covered platforms must use technology to verify users' age and block access to content defined as "harmful to minors" - material that appeals to prurient interest, depicts sexual acts in a patently offensive way, and lacks serious value for minors. The Federal Trade Commission will enforce the law, requiring platforms to conduct regular audits, maintain reasonable data security for age verification information, and make their verification processes public. Platforms must comply with these requirements within one year of the bill's enactment, with the goal of protecting minors from exposure to online pornography.
Maddy summaryS 707, the "No Bailout for Sanctuary Cities Act," defines "sanctuary jurisdictions" as states or localities that restrict sharing immigration status information with federal authorities or refuse to comply with federal detainer requests (except for crime victims/witnesses). The bill prohibits such jurisdictions from receiving federal funds intended to provide services like food, shelter, healthcare, legal aid, or transportation to undocumented immigrants, starting 60 days after enactment or the next fiscal year. It requires the Secretary of Homeland Security to annually report to Congress on jurisdictions failing to comply with federal immigration requests. This bill directly affects state and local governments with specific immigration policies, withholding targeted federal funding as a consequence.
Maddy summaryThis bill prohibits the Securities and Exchange Commission (SEC) from requiring national securities exchanges, associations, or their members to share investors' personally identifiable information (PII) - like names, addresses, or Social Security numbers - for routine consolidated audit trail reporting. It allows the SEC to request PII *only* during investigations into securities law violations or related enforcement actions, and requires exchanges to provide it within 24 hours (or a reasonable extension). The SEC must destroy any such PII within 24 hours after the investigation concludes. The bill directly affects securities exchanges and their members by restricting how they handle investor data under federal reporting rules.
Maddy summaryS 669, the DEFUND Act of 2025, would end all U.S. participation in the United Nations and its affiliated bodies. It repeals laws enabling U.S. membership, terminates U.S. UN membership, closes the U.S. Mission to the UN, and prohibits all funding for UN contributions or peacekeeping operations. The bill also requires the UN to vacate U.S. government property, revokes diplomatic privileges for UN personnel, and bans future U.S. re-entry into the UN without explicit Senate approval. This directly affects the U.S. government's international obligations and the operational capacity of UN entities in the U.S.
Maddy summaryThis bill prohibits U.S. federal funds from supporting two international environmental agreements until specific reclassifications of China occur. It blocks funding for the Montreal Protocol (regarding ozone-depleting substances) until China is removed from the "developing country" category in that agreement, and blocks funding for the UN Climate Change Convention until China is added to Annex I (which lists developed nations). The restrictions remain in place until the President certifies to congressional committees that these reclassifications have been made by the relevant international bodies. The bill directly affects U.S. government funding for these global environmental programs.
Maddy summaryThis bill requires federal agencies to make their regulations available in machine-readable formats and improves how agencies review existing rules. It mandates an 180-day report on current progress toward machine-readable regulations, followed by OMB guidance within 18 months on using technology (like AI) to identify outdated, burdensome, or conflicting rules. Agencies must then submit implementation plans within two years, detailing how they will use this technology for retrospective reviews, and begin executing those plans within 180 days. The bill directly affects all federal agencies responsible for creating regulations, focusing on concrete procedural changes to modernize regulatory oversight.
Maddy summaryThe ENABLE Act permanently extends two key provisions for ABLE accounts, which are tax-advantaged savings accounts designed for people with disabilities. It removes expiration dates for higher contribution limits (previously set to end in 2026) and for rolling over funds from 529 college savings plans into ABLE accounts. The bill also makes the savers credit applicable to ABLE account contributions, allowing eligible individuals to claim tax credits for their savings. These changes directly benefit people with disabilities who use ABLE accounts to save for qualified expenses without risking eligibility for government benefits.
Maddy summaryS 615, the Chemical Tax Repeal Act, repeals excise taxes on specific chemicals and substances currently levied under the Internal Revenue Code. It removes Subchapters B and C of Chapter 38 (which governed these taxes) from the tax code, directly affecting chemical manufacturers and distributors who paid these taxes. The repeal takes effect January 1, 2025, eliminating these specific tax obligations for affected businesses.
Maddy summaryThe Healthy SNAP Act of 2025 amends the Food and Nutrition Act to revise which foods SNAP recipients can purchase. It removes certain items like candy, soda, and prepared desserts (e.g., cakes, pies) from the eligible food list while requiring the Secretary to designate specific nutritious foods based on nutrition science, public health needs, and cultural eating patterns. The bill mandates that the Secretary issue regulations within 180 days, conduct scientific reviews every five years, and allow states to substitute culturally appropriate foods if they meet equivalent nutritional standards. This directly affects SNAP participants and retailers selling eligible items under the program.