Sen. Chris Van Hollen

Maddy summaryThe Predatory Lending Elimination Act applies military lending protections to all consumers, not just military members, by setting strict interest rate limits on personal loans and credit cards. It prohibits lenders from charging excessive rates on most consumer credit (except residential mortgages, auto loans for vehicle purchases, and federal credit union loans) and bans exemptions that would weaken these caps. The law preserves stronger state consumer protections and allows state attorneys general to enforce violations within three years. It requires the Consumer Financial Protection Bureau to issue rules within one year to implement these rate limits and ensure consistency with existing military lending standards.

Maddy summarySRES 596 is a non-binding Senate resolution designating February 2-6, 2026, as "National School Counseling Week." It directly recognizes school counselors and their role in supporting students' academic, social, emotional, and career development. The resolution encourages public awareness through ceremonies and activities to highlight counselors' contributions, addressing their critical but often underfunded role (with a national student-to-counselor ratio of 376:1). It does not create new programs or alter funding but formally acknowledges counselors' work in schools.

Maddy summaryThe Rebuild America's Schools Act of 2026 would provide $20 billion annually (2027-2031) to improve public school facilities across the United States. The bill directs funds to states based on previous Title I funding allocations, requiring states to contribute 10% of the funds (with some exceptions) and develop plans for equitable distribution to school districts. Local educational agencies must prioritize schools with high numbers of students eligible for free or reduced-price lunch, and funds can be used for construction, renovation, energy efficiency upgrades, removal of toxic substances, and making facilities accessible. The bill also establishes school infrastructure bonds to leverage private investment and includes specific provisions to repair foundations damaged by pyrrhotite.

Maddy summaryThe Stop Underrides Act 2.0 requires new safety standards for side underride guards on commercial trucks and trailers to prevent passenger vehicles from sliding under them during collisions. The bill mandates that the Secretary of Transportation finalize regulations requiring these guards within 18 months, with full compliance required within two years. The regulations must meet specific performance standards to prevent intrusion into passenger vehicle occupant space during side collisions at speeds up to 40 mph. This law directly affects commercial truck manufacturers, trucking companies, and all road users, particularly vulnerable road users like cyclists and pedestrians who are at higher risk in underride crashes. The bill also establishes a public website for underride crash resources and requires studies to better understand and prevent these crashes.

Maddy summarySRES 593 is a Senate resolution honoring the 67 victims of the January 29, 2025 mid-air collision between a U.S. Army Black Hawk helicopter and American Airlines Flight 5342 over the Potomac River. It specifically recognizes the lives of all victims, including 11 U.S. figure skating athletes, their families, and 3 Army soldiers, as well as the 1,700+ first responders who assisted in the recovery efforts. The resolution offers condolences to affected families, acknowledges the bravery of emergency personnel, and commits the Senate to using safety lessons from the crash to prevent future incidents. As a commemorative resolution, it does not create new laws or provide direct benefits but serves to formally memorialize the tragedy and honor those impacted.

This resolution supports the designation of 2026 as the International Year of the Woman Farmer and recognizes the critical role of women in agriculture. The resolution also encourages citizens to celebrate the impact these women have on the food systems and agricultural workforce of the United States by encouraging and empowering women to pursue careers in agriculture and cultivate leadership opportunities.

Maddy summaryThis bill prohibits the use of images of living current or former elected officials or other political figures on the America the Beautiful - the National Parks and Federal Recreational Lands Pass. It directly affects the National Park Service and pass designers, who create the annual entrance pass used by visitors to federal recreational lands. The key provision amends existing law to explicitly ban such political imagery on the pass, ensuring the design remains neutral and focused on park landscapes rather than political figures.

Maddy summaryThis bill establishes two new committees under the Financial Stability Oversight Council to address climate-related risks in the financial system. It requires annual reports assessing climate risks' impact on financial stability, updates supervisory guidance for banks with over $50 billion in assets to include climate risks, and mandates a Federal Insurance Office report on homeowners insurance data to evaluate climate impacts. The law directly affects major financial institutions, federal regulators (like the Fed and SEC), state insurance commissioners, and the insurance sector. Key mechanisms include creating a Climate Financial Risk Committee for coordination, an Advisory Committee with climate and financial experts (excluding oil/gas industry), and requiring updated risk management practices for large financial firms.

Maddy summarySRES 588 is a symbolic Senate resolution celebrating the 40th anniversary of the International Coastal Cleanup (ICC), which began in 1986. It recognizes the ICC’s global impact, including nearly 19 million volunteers removing over 400 million pounds of trash from beaches and waterways across 155 countries since 1986. The resolution encourages U.S. citizens to participate in ICC cleanups and highlights the need to reduce plastic pollution at its source, particularly single-use plastics. As a procedural resolution, it does not enact policy changes or directly affect any individuals or entities.

Maddy summarySRES 585 is a commemorative resolution honoring Ben Nighthorse Campbell, a former U.S. Senator from Colorado and the first Native American to chair the Senate Committee on Indian Affairs. It recognizes his military service, Olympic judo career, legislative work (including authoring the National Museum of the American Indian Act), and advocacy for tribal communities. The resolution has no policy impact - it formally expresses the Senate’s respect for his legacy, requests transmission to his family, and directs a moment of silence. It directly affects Campbell’s legacy and family, not any current policy or population. (Note: This is a procedural resolution, not a bill with legislative provisions.)