Rep. Ann Wagner

Maddy summaryThe Credit for Caring Act of 2025 creates a federal tax credit for family caregivers of elderly or disabled relatives. It allows eligible caregivers (with over $7,500 in earned income) to claim a credit equal to 30% of qualified caregiving expenses exceeding $2,000, capped at $5,000 per year. Qualified expenses include human assistance, home modifications, respite care, counseling, lost wages for unpaid time off, and transportation, all requiring certification from a licensed healthcare provider that the care recipient has long-term needs. The credit phases out for higher earners (over $75,000 single/$150,000 joint) and requires documentation of expenses and care recipient certification.

Maddy summaryThis is a non-binding resolution (HRES 206), not a legislative bill. It expresses the House's support for preserving the "stepped-up basis" tax provision (Section 1014 of the Internal Revenue Code), which allows heirs to reset the tax cost basis of inherited assets like farmland or business equipment to their current market value. The resolution cites that 98% of farms and 19% of businesses are family-owned, noting that eliminating this provision could increase taxes for 66% of midsized farms. It specifically urges opposition to new taxes on family farms and small businesses but does not change any tax law or policy.

Maddy summaryH.J.Res. 74 disapproves a rule by the Bureau of Consumer Financial Protection (BCFP) that would have prohibited creditors and consumer reporting agencies from using medical information - such as unpaid medical bills - in credit reports and credit scoring. The rule, published in the Federal Register on January 14, 2025, aimed to prevent medical debt from affecting credit scores. If enacted, this resolution would block the rule from taking effect, maintaining the current practice where medical debt can influence credit decisions. This disapproval follows standard Congressional Review Act procedures for overturning agency rules.

Maddy summaryThis bill adds a new tax provision (Section 139J) to the Internal Revenue Code, excluding interest income from certain rural and agricultural loans from taxable income for qualifying lenders. It directly affects banks, insurance companies, and farm credit entities that provide loans secured by rural or agricultural property (including qualifying single-family homes in rural areas), while excluding loans to foreign adversary entities (like those linked to China, Russia, or Iran). The law requires lenders to report on how this tax exclusion impacts loan interest rates, with a Treasury report due to Congress within five years. The policy change aims to reduce lenders' tax burden on these specific loans, potentially lowering costs for borrowers in rural communities.

Federal Firearms Licensee Protection Act of 2025 This bill modifies criminal penalties for an offense involving the theft of a firearm from a licensed importer, manufacturer, or dealer, or from their business premises. Specifically, the bill does the following: increases from 10 to 20 years the maximum prison term, and creates a 3- or 5-year mandatory minimum prison term for an offense that occurs during the commission of a burglary or robbery. An attempt to commit an offense is subject to the same penalties as a substantive offense.

Maddy summaryThe PLUS for Veterans Act of 2025 regulates how agents and attorneys can represent veterans in claims for benefits with the Department of Veterans Affairs. It establishes new requirements for these representatives, including application processes, conditional recognition periods while verification occurs, and caps on fees (limiting them to $12,500 or 5 times the monthly benefit increase). The bill reinstates penalties for unauthorized fee charging, including fines up to $50,000 and bars from representation for repeat violations. This legislation directly affects veterans seeking benefits, their representatives, and the Department of Veterans Affairs in handling claims. The bill also preempts state laws that conflict with these new federal regulations.

Maddy summaryHR 1652, the "Rectifying UDAAP Act," refines how the Consumer Financial Protection Bureau (CFPB) enforces rules against "unfair, deceptive, or abusive acts or practices" (UDAAP) in consumer financial products. It requires the CFPB to define "abusive" practices within 180 days, clarifying that such acts must either intentionally interfere with consumer understanding or take unreasonable advantage of consumer confusion or reliance. The bill also mandates a 180-day "cure period" when companies self-identify violations and adds a "good-faith effort" defense for covered entities facing penalties. Additionally, it limits the CFPB’s ability to seek civil penalties for conduct predating the most recent compliance rating. This bill directly affects financial institutions subject to CFPB oversight by altering enforcement procedures and standards.

Maddy summaryHR 1707, the Grown in America Act of 2025, creates a new tax credit for agricultural businesses that use predominantly domestically produced inputs. The credit equals 25% of a business's domestic agricultural input costs (capped at $100 million annually), but only if the business meets a 3-year average threshold for domestic sourcing (starting at 50% in 2026 and rising to 85% after 2033). It directly affects food and agricultural producers who source inputs like crops or fish raised in the U.S. for products sold domestically without further processing. The bill defines "domestic agricultural input costs" as expenses for U.S.-produced commodities used in U.S.-made food products, excluding certain commodities listed by the Secretary of Agriculture.

Maddy summaryThis bill amends federal mental health law to allow states to use up to 5% of their existing mental health funding for early intervention programs targeting children and adolescents. It requires states to include evidence-based prevention strategies in their plans - such as school-based support or community programs - to delay or reduce the severity of mental health issues before they become serious. States must report biennially to Congress on program details, demographics served (including age), and outcomes like reduced wait times for care. The law directly affects states receiving federal mental health funds and focuses on preventing escalation of mental health challenges in young people.

Maddy summaryThis bill awards a Congressional Gold Medal to the 761st Tank Battalion (known as the "Black Panthers"), the first predominantly Black armored unit in World War II's European Theater. It recognizes their combat service from 1944-1946, including key roles in the Battle of the Bulge and breaking the Siegfried Line, despite facing racial prejudice during and after the war. The medal will be displayed at the National Museum of African American History and Culture, with bronze duplicates available for sale to cover costs. The bill commemorates the battalion's 130,000 enemy casualties inflicted, 50% casualty rate, and their 1978 Presidential Unit Citation. It does not create new laws or affect current policies.