Healthcare

HB 5127 prohibits healthcare and veterinary providers in Connecticut from promoting or facilitating medical credit cards to patients. Specifically, it bans providers from advertising these cards using their name/logo, receiving financial incentives for doing so, helping patients apply for them, or charging medical credit cards for services before they’re provided or for add-on products without written consent. The law also prevents providers from charging medical credit cards for services that are covered by insurance (like HUSKY Health) unless the patient has declined coverage. These provisions take effect on January 1, 2027, directly affecting providers who previously offered or promoted such credit options.

This bill requires health insurance plans and Medicaid to cover a twelve-month supply of prescription contraception and hormone therapy at one time, effective January 1, 2027. It applies to individuals with private insurance and Medicaid enrollees, allowing them to receive up to one year of medication and administration supplies in a single dispensation unless they or their provider request less. The law excludes certain drugs like glucagon-like peptide-1 agonists from hormone therapy coverage and permits health plans to use standard drug management rules, including limiting refills near the end of a plan year if the full supply was already provided.