AN ACT CONCERNING CREDIT CARDS AND HEALTH AND VETERINARY CARE SERVICES.

HB 5127 prohibits healthcare and veterinary providers in Connecticut from promoting or facilitating medical credit cards to patients. Specifically, it bans providers from advertising these cards using their name/logo, receiving financial incentives for doing so, helping patients apply for them, or charging medical credit cards for services before they’re provided or for add-on products without written consent. The law also prevents providers from charging medical credit cards for services that are covered by insurance (like HUSKY Health) unless the patient has declined coverage. These provisions take effect on January 1, 2027, directly affecting providers who previously offered or promoted such credit options.