Healthcare (Women's Health)

SB 401 requires employer-sponsored disability insurance policies and self-insured health plans to cover maternity and newborn care as an essential health benefit, directly affecting employees and their families. The bill mandates coverage with minimal or no out-of-pocket costs, prohibits discrimination in coverage decisions based on disability or life expectancy, and directs the Insurance Commissioner to set specific benefit standards through rules. The Commissioner must base these standards on typical employer coverage surveys and update them periodically to address gaps in access. This applies to most employer health plans but excludes certain disability policies described in existing law.

AB 382 requires health care providers to provide the same medical care to a child born alive during or after an abortion or attempted abortion as they would to any other newborn at that gestational age, including immediate hospital transport. It mandates reporting failures to comply with these requirements to law enforcement and imposes a Class H felony penalty for violations (excluding prosecution of the mother). The bill also allows affected individuals to sue for civil damages equal to three times the abortion cost plus emotional distress, while guaranteeing confidentiality for the woman involved and prohibiting contracts from being used as a defense in such lawsuits. This legislation directly affects abortion providers and hospitals performing such procedures, focusing on post-procedure medical obligations rather than restricting abortion access.