HR 8278, the "Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act," requires several federal financial regulatory agencies to assess their technological capabilities and procurement practices. These agencies, including the Federal Reserve, FDIC, and CFPB, must evaluate how their current technology impacts their ability to supervise financial institutions in real-time and identify opportunities to streamline how they acquire new systems. The bill mandates that these agencies then jointly submit a report to Congress every five years. This report will detail their technology use, procurement processes, workforce capabilities, and plans for future tech upgrades to enhance financial system oversight.
HR 2978, the GUARD Act, allows state, local, and tribal law enforcement agencies to use existing federal grant funds for investigating elder financial fraud, "pig butchering" investment scams, and general financial fraud. The bill directs these funds toward hiring specialized staff, training on blockchain tools and transnational fraud, purchasing investigative software, improving data collection, and creating financial sector liaisons to coordinate with banks. It requires annual reports from law enforcement on fund usage and outcomes, and mandates federal agencies to submit comprehensive reports to Congress on scam statistics, enforcement actions, and funding allocation. The legislation directly affects law enforcement agencies and aims to strengthen efforts against fraud targeting vulnerable populations, particularly elderly individuals.
HR 915, the Small Business Technological Act of 2025, expands the use of Small Business Administration (SBA) Section 7(a) loans to cover business software, cloud computing services, and AI-powered tools that handle payroll, HR, sales, billing, accounting, and inventory management. It directly affects small businesses seeking loans for operational technology upgrades, allowing them to use SBA funds for these specific tech services without changing existing loan purposes. The bill amends the Small Business Act to explicitly permit these uses under Section 7(a), clarifying that existing loans for similar purposes before the law's enactment remain valid. It does not expand loan use for research, development, or working capital beyond current definitions.
The Secure America Act appropriates billions of dollars to U.S. Customs and Border Protection and Immigration and Customs Enforcement for fiscal year 2026 to expand staffing and operations. These funds are specifically designated for hiring agents to conduct functions other than immigration enforcement and customs duties, as well as for purchasing new technology to combat drug trafficking and improve border surveillance. The legislation includes restrictions that prohibit using the money to recruit processing coordinators after October 2028 and bans the deployment of untested autonomous surveillance towers. A portion of the funding is also set aside to hire investigators and analysts dedicated to identifying and rescuing victims of child sexual exploitation.
The Undersea Cable Protection Act of 2025 prohibits the National Marine Sanctuaries Act from requiring additional authorizations for undersea fiber optic cables that already have federal or state permits. It directly affects cable operators who have obtained licenses, leases, or permits from any federal or state agency for cable installation or maintenance in national marine sanctuaries. The bill prevents the Secretary from blocking or demanding new permits for these cables once they have valid existing authorization. This simplifies regulatory processes by eliminating redundant federal oversight for cables already approved by other agencies.
HR 2659 creates a federal task force to address cyber threats from China's state-sponsored actors, specifically targeting groups like Volt Typhoon identified in a 2024 CISA advisory. The task force, led by CISA and FBI directors, coordinates federal agencies responsible for critical infrastructure security to detect and respond to cyberattacks. It must produce annual reports - including classified assessments of infrastructure risks and recommendations - to Congress within 540 days of formation and for five years after. These reports will guide federal efforts to protect critical infrastructure (like energy grids and transportation systems) and inform owners/operators through a public awareness campaign.
The TAKE IT DOWN Act requires major social media platforms and websites hosting user-generated content to establish a 48-hour removal process for nonconsensual intimate visual depictions (including deepfakes) upon verified request. It defines "nonconsensual intimate visual depictions" as images or videos of identifiable people shared without consent, with criminal penalties for sharing such content with intent to cause harm. The law exempts law enforcement activities, medical purposes, and content shared for legitimate educational reasons. Platforms must remove these materials quickly but are protected from liability if they act in good faith. This law directly affects social media companies and individuals whose intimate images are shared without consent.
This bill requires the Department of Homeland Security (DHS) to create a new department-wide policy and process to protect sensitive research and development projects from unauthorized access or disclosure during acquisitions. It directly affects DHS research programs by mandating specific security safeguards for their work. Key provisions include requiring DHS to develop this policy within one year, submit a GAO report on compliance with existing national security guidelines (NSPM-33), and provide a congressional briefing on implementing the new security framework. The bill focuses on establishing concrete security protocols for DHS research, not on funding or broader policy changes.
HR 152, the Federal Disaster Assistance Coordination Act, requires FEMA to study and streamline how disaster assistance applicants and agencies collect and share information. It directs FEMA to develop plans within two years to simplify paperwork for applicants, reduce duplication in damage assessments, and explore technologies like drones for faster assessments. The bill mandates a public report detailing these plans and findings, including recommendations for agencies like the Small Business Administration and HUD. It directly affects disaster applicants and federal agencies managing relief, aiming to make the process less burdensome and more efficient without creating new funding or benefits. The focus is strictly on procedural improvements to information handling.