This bill repeals the National Voter Registration Act of 1993. The act established certain voter registration requirements for federal elections, such as the requirement for states to allow individuals to register to vote when they apply for a driver's license.
This bill establishes repayment terms for federally-related mortgages in forbearance as part of existing COVID-19 (i.e., coronavirus disease 2019) economic aid programs. Specifically, the term of such a mortgage must be extended for the same length of time as the length of the forbearance. Additionally, the payments due during the forbearance must be evenly distributed across future payments with no additional interest or fees beyond amounts otherwise due had the borrower made such payments on time and in full.
Freedom for Families Act This bill modifies requirements for health savings accounts (HSAs) to (1) exclude from gross income HSA distributions paid or distributed during a period of qualified caregiving, (2) allow participation in an HSA without enrollment in a high deductible health plan, and (3) increase the contribution limit for HSAs.
Original Living Wage Act This bill increases the federal minimum wage to the minimum hourly wage sufficient for a person working for 40 hours per week, 52 weeks per year, to earn an annual income 25.5% higher than the federal poverty threshold for a four-person household, with two children under age 18, and living in the 48 contiguous states. (Under current poverty thresholds, the national minimum wage would be set at approximately $15.64 per hour.) The Department of Labor must determine the minimum wage rate by June 1, 2021, and review it every four years. Labor may not adjust the minimum wage to a lower rate.
Students Voicing Opinions in Today's Elections (VOTE) Act This bill directs the Election Assistance Commission to carry out a pilot program providing funds, during FY2021, to local educational agencies (LEAs) for initiatives that provide 12th graders with voter registration information. LEAs must consult with their state and local election officials in developing the initiatives.
Improving Access to Homes for Heroes Act of 2021 This bill requires public housing agencies to consider the housing needs of veterans when creating their annual plans and housing strategies, the latter in consultation with agencies that serve veterans. Similarly, the Department of Housing and Urban Development (HUD) must revise its regulations to require jurisdictions that receive funding from HUD to include information relating to veterans in their consolidated plans. HUD must also conduct an assessment of the housing needs of very low-income veteran families and report annually on its activities relating to veterans.
FairTax Act of 2021 This bill imposes a national sales tax on the use or consumption in the United States of taxable property or services in lieu of the current income taxes, payroll taxes, and estate and gift taxes. The rate of the sales tax will be 23% in 2023, with adjustments to the rate in subsequent years. There are exemptions from the tax for used and intangible property; for property or services purchased for business, export, or investment purposes; and for state government functions. Under the bill, family members who are lawful U.S. residents receive a monthly sales tax rebate (Family Consumption Allowance) based upon criteria related to family size and poverty guidelines. The states have the responsibility for administering, collecting, and remitting the sales tax to the Treasury. Tax revenues are to be allocated among (1) the general revenue, (2) the old-age and survivors insurance trust fund, (3) the disability insurance trust fund, (4) the hospital insurance trust fund, and (5) the federal supplementary medical insurance trust fund. No funding is authorized for the operations of the Internal Revenue Service after FY2025. Finally, the bill terminates the national sales tax if the Sixteenth Amendment to the Constitution (authorizing an income tax) is not repealed within seven years after the enactment of this bill.
Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act This bill establishes a pilot program for an additional credit rating system for use by mortgage lenders. Specifically, the program utilizes one or more commercially available credit scoring models that apply additional credit information about borrowers who have insufficient credit histories for purposes of determining their creditworthiness for mortgages insured by the Federal Housing Administration.
Workers' Memorial Day This bill establishes Workers' Memorial Day as a federal holiday.
Federal Sunset Act of 2021 This bill abolishes a federal agency one year after it is reviewed by the Federal Agency Sunset Commission, established by the bill, unless the agency is reauthorized by Congress. Each agency, including each advisory committee, must be reviewed by the commission at least once every 12 years. The commission must (1) review and evaluate the efficiency and public need for each agency using specified criteria, (2) recommend whether each agency should be abolished or reorganized, and (3) report to Congress on introduced legislation that would establish a new agency or a new program. The commission shall terminate at the end of 2037. The Government Accountability Office and the Congressional Budget Office, in cooperation with the Congressional Research Service, shall prepare an inventory of federal programs to assist Congress and the commission in carrying out this bill.
Same Day Registration Act of 2021 This bill requires states with a voter registration requirement to make same-day voter registration available at the polling place on any day voting is permitted.
No Pay Raise for Congress Act This bill cancels the automatic adjustment to the pay of Members of Congress that is based on the employment cost index if the Congressional Budget Office determines that there was a federal budget deficit in the last fiscal year.