No Surprises Act Enforcement Act

This bill strengthens enforcement of the No Surprises Act by increasing penalties for health insurance plans and providers that violate balance billing rules, raising fines from $100 to $10,000 per violation. It also adds new penalties for late payments after Independent Dispute Resolution (IDR) decisions, requiring plans to pay three times the difference plus interest for failing to make timely payments. The bill requires regular reporting to Congress about audits, enforcement actions, and penalties related to surprise billing violations. These changes directly affect health insurance companies, group health plans, and medical providers who don't participate in insurance networks.