Chronic Disease Flexible Coverage Act

HR 3800, the Chronic Disease Flexible Coverage Act, clarifies that certain services for chronic conditions (like diabetes or heart disease) listed in IRS Notice 2019-45 must be treated as preventive care under federal tax rules. This means health insurance plans covering these services must provide them without cost-sharing (like copays) for enrollees, directly affecting individuals with chronic conditions and their insurance providers. The bill’s key mechanism simply aligns existing IRS guidance with the tax code, ensuring these specific services are consistently classified as preventive care without altering other IRS rules. It does not create new benefits or change coverage requirements beyond this administrative clarification.