Federal Student Loan Integrity Act

HR 380, the Federal Student Loan Integrity Act, restricts the Secretary of Education's authority to extend pandemic-related student loan payment pauses. It prohibits using the HEROES Act to extend moratoriums beyond 30 days or to cancel loan balances for borrowers under federal student loan programs (Title IV of the Higher Education Act). The bill explicitly limits any pause to a maximum 30-day period for payment or interest suspension, and bans any loan forgiveness. This directly affects borrowers currently benefiting from the pandemic-era payment pause and limits the Secretary's ability to modify loan terms during emergencies.