The Preserving Homes and Communities Act of 2026 establishes requirements for selling non-performing single-family mortgage loans insured by the Federal Housing Administration (FHA) and held by Fannie Mae and Freddie Mac. The bill mandates that loss mitigation options be exhausted before sale, requires 90 days written notice to borrowers, and prioritizes government, nonprofit, and Tribal organizations for purchasing these loans. It requires 75% of properties acquired through foreclosure to be sold to owner-occupants, donated to nonprofits, or rented at affordable rates (not exceeding 30% of income) to tenants earning no more than 100% of area median income for a 10-year period. The bill also mandates detailed data reporting on loan sales and performance, including demographic information to monitor fair lending practices.
HR 7297, the "ICE and CBP Constitutional Accountability Act," creates a direct legal path for individuals harmed by ICE or CBP officers to sue the U.S. government for constitutional violations. The bill amends the Federal Tort Claims Act to allow lawsuits when officers violate rights like due process, privacy, or free speech - without requiring proof that a government policy caused the harm. Monetary damages would come from specific federal appropriations, and the government waives its usual immunity from such lawsuits. This directly affects people subjected to unlawful immigration enforcement actions by these agencies. The bill does not change agency operations but provides a new civil remedy for victims.
SRES 593 is a Senate resolution honoring the 67 victims of the January 29, 2025 mid-air collision between a U.S. Army Black Hawk helicopter and American Airlines Flight 5342 over the Potomac River. It specifically recognizes the lives of all victims, including 11 U.S. figure skating athletes, their families, and 3 Army soldiers, as well as the 1,700+ first responders who assisted in the recovery efforts. The resolution offers condolences to affected families, acknowledges the bravery of emergency personnel, and commits the Senate to using safety lessons from the crash to prevent future incidents. As a commemorative resolution, it does not create new laws or provide direct benefits but serves to formally memorialize the tragedy and honor those impacted.
The Empowering States' Rights To Protect Consumers Act of 2026 would amend federal consumer credit law to require that annual percentage rates (APRs) for non-mortgage consumer credit - such as credit cards and personal loans - cannot exceed the maximum rate permitted by the state where the consumer resides. This means state laws, not federal limits, would set the cap for these products, directly affecting consumers in states with lower interest rate restrictions and the financial institutions offering these services. The bill adds a new section (140B) to the Truth in Lending Act, explicitly overriding federal APR rules for non-mortgage transactions. It does not apply to residential mortgages.
This bill mandates federal research into health conditions affecting descendants of veterans exposed to toxins during military service, with a specific focus on descendants of veterans who served in Operation Ranch Hand (a Vietnam War unit exposed to Agent Orange). It requires the Department of Veterans Affairs to conduct a study collecting biological samples, health records, and surveys from these descendants to analyze genetic factors, birth defects, and preventative measures linked to toxic exposures. The study must produce a report detailing findings on correlations between exposure and health outcomes, including genetic markers and environmental factors. The research aims to inform future health policies but does not provide direct benefits or compensation to affected individuals.
HJRES 144 is a congressional disapproval resolution targeting a specific rule issued by the Department of Veterans Affairs (VA) on December 31, 2025, which addressed "Reproductive Health Services" (90 Fed. Reg. 61310). This resolution directs Congress to disapprove the VA rule under Chapter 8 of Title 5, U.S. Code, meaning the rule would have no legal effect if passed. The bill directly affects the VA's implementation of reproductive health services for veterans, as it seeks to nullify the agency's existing policy. This is a procedural measure, not a substantive policy change, aimed solely at blocking the VA's rule through congressional action.
HR 7246 establishes two new bodies within the Financial Stability Oversight Council to address climate-related financial risks. It creates a Climate Financial Risk Committee to coordinate agency efforts and an Advisory Committee with 30 members (including climate scientists, financial experts, and consumer advocates, but excluding oil/gas industry representatives) to provide input. The bill requires annual reports assessing climate risks to financial stability, updates to banking supervisory guidance for institutions over $50 billion in assets, and detailed data collection on homeowners insurance underwriting by zip code. These provisions directly affect federal financial regulators (like the Fed, SEC, and FDIC), banks, insurers, and the broader financial system by mandating structured analysis of climate risks.
HR 7271, the Evan Anzoo Memorial Act, requires the Comptroller General to produce a report investigating deaths linked to USAID service cuts. The bill mandates a one-year report estimating 2025 deaths and five-year future deaths due to USAID stop-work orders, plus an assessment of whether specific individuals (like Evan Anzoo, 5, South Sudan, who died after losing HIV treatment) died because of lost USAID services. It also requires an interim update within 180 days and a list of other verified deaths tied to these service disruptions. The act does not change USAID policy but directs a factual review of impacts from prior USAID service reductions.
The AI-WISE Act requires the Small Business Administration (SBA) to create and maintain free, publicly available online educational resources about artificial intelligence specifically for small business owners. These resources must cover practical topics like understanding AI limitations, identifying AI-generated outputs, managing risks, protecting user privacy, and determining when AI tools are suitable for business use - without favoring any specific AI product or company. The SBA must develop these materials within 180 days of the bill’s enactment, consulting with an Advisory Working Group of AI experts and small business outreach professionals. This initiative directly affects small business owners by providing accessible, neutral guidance to help them navigate AI adoption safely and effectively.
HCONRES 68 would require the President to remove U.S. military forces from Venezuela unless Congress has explicitly authorized their use through a declaration of war or a specific law. This applies to any U.S. Armed Forces currently stationed in Venezuela without such authorization. The resolution is based on the War Powers Resolution, which mandates congressional oversight of military deployments. It directs the immediate withdrawal of unapproved forces without adding new time limits or conditions.
HRES 1018 is a resolution calling for the U.S. government and international partners to prioritize women's rights in Haiti's crisis response. It specifically demands ensuring at least 30% of Haiti's leadership positions (including security, humanitarian, and election roles) are held by women, funding services for gender-based violence survivors, and requiring gender-disaggregated data collection in all aid programs. The resolution also urges rebuilding U.S. Women, Peace, and Security programs and mandates that all policies address women's distinct needs in Haiti's transition. This resolution directly affects U.S. foreign policy implementation and Haiti's transitional government, emphasizing that women's inclusion is critical for stability.
HR 7199, the Gerald’s Law Act, expands burial benefits for veterans who die at home while receiving VA hospice care. It adds a new eligibility category allowing burial allowances for veterans who were in VA hospice care at home *only if* they previously received VA hospital or nursing home care. The bill amends existing law to include this scenario under the veterans' burial allowance program. This change directly affects veterans receiving VA hospice care at home after prior VA facility-based care, ensuring they qualify for burial benefits similar to those who die in VA facilities. The policy change takes effect as if included in the 2020 Veterans Health Care Act.
