The Buy Now, Pay Later Protection Act of 2025 brings "buy now, pay later" (BNPL) loans under federal consumer credit regulations by amending the Truth in Lending Act (TILA). It defines BNPL loans as closed-end retail loans repaid in four or fewer interest-free installments with no finance charge, directly affecting consumers using these payment plans and BNPL lenders. The bill extends existing TILA protections - such as disclosure requirements and consumer defenses against creditors - to BNPL loans, updating references in key sections to include BNPL alongside credit cards. The Consumer Financial Protection Bureau (CFPB) must issue implementing rules within one year, bringing BNPL lenders under federal supervision for the first time.
The "Peace Through Strength Against Russia Act of 2025" proposes to significantly expand and strengthen U.S. sanctions against the Russian Federation and its supporters. The bill mandates blocking property and restricting visas for Russian government officials, state-owned financial institutions, and entities supporting Russia's defense industrial base or war efforts in Ukraine, including those involved in kidnapping Ukrainian children. Key provisions prohibit U.S
HR 6854, the "No Welfare for Non-Citizens Act," would remove all federal public benefit eligibility for non-citizens under current law. It amends the 1996 welfare law by eliminating exceptions that previously allowed certain non-citizens (like "qualified aliens") to access benefits such as cash assistance and unemployment benefits. The bill repeals existing provisions that permitted limited eligibility and explicitly states non-citizens are ineligible for all federal public benefits. This change would directly affect non-citizens without specific immigration statuses, removing their access to programs like SNAP (food stamps) or Temporary Assistance for Needy Families (TANF) that were previously available under limited circumstances.
The S.T.O.P. Illicit Vapes Act establishes a federal multi-agency task force to combat the illegal importation, distribution, and sale of e-cigarettes. Co-chaired by the Attorney General and Health Secretary, the task force includes representatives from agencies like the FDA, Customs and Border Protection, and the FBI, and must meet monthly to coordinate enforcement efforts. It will submit semiannual reports to Congress detailing agency actions against illicit e-cigarette operations and recommend improvements to address public health concerns. The task force is set to expire 10 years after its establishment.
The Reproductive Coercion Prevention and Protection Act of 2025 defines reproductive coercion as controlling a person's reproductive choices through force, threats, sabotage of contraception, or pressure to become pregnant or terminate a pregnancy. It creates a federal civil right of action, allowing victims to sue in court for damages if the coercion involved interstate activities - such as travel across state lines, interstate communication (e.g., email or phone), or payments. The bill does not override state laws or court jurisdictions, preserving existing state definitions of domestic violence and reproductive coercion. It specifically targets cases where abusers sabotage mail-order birth control or force victims to travel for reproductive health care, addressing gaps in current protections.
This bill amends Section 287(g) of immigration law to restrict immigration enforcement authority exclusively to U.S. Immigration and Customs Enforcement (ICE) officers and DHS employees. It removes state and local law enforcement agencies' ability to verify immigration status, investigate, or arrest individuals for immigration violations under current 287(g) agreements. The change directly affects local police departments that previously participated in immigration enforcement through federal partnerships. The bill does not create new policies but alters existing authority to limit enforcement to federal officers only.
HR 6855 reauthorizes the White House Conference on Small Business, updating the 1995 law to require the President to hold the conference between December 2025 and December 2026. It directly affects small business owners (as delegates), state governors, and congressional members by changing delegate selection rules (including 100 presidential appointees) and mandating an electronic system for ongoing collaboration among delegates. Key provisions include revising the conference's purpose to prioritize small business impact on the national economy, requiring a 4-year post-conference communication system for delegates, and funding the event solely through collected fees (not new appropriations). The bill also clarifies that SBA cosponsorships with entities do not constitute endorsements.
HR 6895, the Debt Solution and Accountability Act, requires the Treasury Secretary to submit detailed reports to Congress before increasing the debt limit. These reports must include current and projected debt levels, drivers of future debt, plans to reduce debt growth (short, medium, and long-term), and analyses of how debt limit actions affect government spending, debt service, and the dollar's global role. The bill also mandates a progress report within 180 days after any debt limit increase or suspension, and requires public posting of all reports on Treasury's website for six months. Additionally, it grants congressional committees specific access to Treasury financial data upon request, including cash flow details and debt transaction information. The bill focuses solely on transparency and reporting requirements, without altering debt policy or spending levels.
The Antisemitism Response and Prevention Act of 2025 aims to combat rising antisemitism through evidence-based policies rather than political weaponization. It requires universities to designate Title VI coordinators to handle civil rights complaints, establishes a National Coordinator to Counter Antisemitism within the Department of Justice, and creates a Hate Crime Reporting Center at the FBI to improve data collection on hate crimes. The bill prohibits using antisemitism accusations to restrict diversity programs, political advocacy, or immigration policies, and ensures nonprofit security grants for Jewish community centers cannot be tied to unrelated political conditions. The legislation authorizes $280 million annually for the Department of Education's Office for Civil Rights and $50 million for the Hate Crime Reporting Center from 2027-2032.
Alyssa's Act of 2025 expands the Federal Clearinghouse on School Safety Evidence-based Practices to collect and analyze school safety data, including information on school shootings and emergency response effectiveness. The bill creates a National School Safety Data Center to track incidents, injuries, and response methods, while requiring emergency response maps for schools to meet specific digital standards for accessibility and real-time updates. It also establishes a program to develop and test panic alarm technology for schools, and mandates annual reports on school safety master plans developed by states and local educational agencies. The legislation requires coordination with the U.S. Secret Service's National Threat Assessment Center to align school safety practices with evidence-based approaches.
Aviation Funding Solvency Act This bill provides continuing appropriations to the Federal Aviation Administration (FAA) if (1) an appropriations bill for the FAA has not been enacted before a fiscal year begins, or (2) a law making continuing appropriations for the FAA is not in effect. Specifically, the bill provides appropriations from the Aviation Insurance Revolving Fund at the rate of operations that was provided for the prior fiscal year to continue programs, projects, and activities that were funded in the preceding fiscal year. The FAA may use the balance of the fund, minus $1 billion. If the FAA determines that the amounts from the fund are insufficient to continue all programs, projects, or activities, then the FAA must prioritize compensation payments for employees of the Air Traffic Organization (e.g., air traffic controllers). The bill provides the appropriations until the date on which either (1) specified appropriations legislation for the fiscal year becomes law, or (2) a bill making continuing appropriations becomes law. Finally, the bill permanently extends the FAA Non-premium War Risk Insurance Program. This program provides aviation insurance without a premium to eligible air carriers at the request of the Department of Defense or another federal agency, provided that the agency agrees to indemnify the FAA from all losses covered under the insurance. Eligible air carriers include those whose operations are under a federal contract and are necessary for national security or to carry out U.S. foreign policy.
This is a commemorative resolution (HRES 958), not a bill with policy changes. It formally supports celebrating the 60th anniversary of the 1965 Higher Education Act and reaffirms the House's commitment to expanding college access. The resolution acknowledges the Act's historical role in creating student aid programs (like Pell Grants), supporting historically marginalized institutions, and promoting educational equity. It does not create new laws or alter existing programs - it is a symbolic gesture recognizing the Act's legacy and the House's ongoing support for higher education access.
