Housing (Homeownership)

passed · New York · Senate Apr 28, 2026

J 1936: Commemorating the 50th Anniversary of Ithaca Neighborhood Housing Services

This Senate resolution officially commemorates the 50th anniversary of Ithaca Neighborhood Housing Services, an organization dedicated to providing affordable housing and community support. The bill honors the group's five decades of work in developing, preserving, and restoring homes while offering services like financial education and homeownership assistance. It directs the legislature to pause its proceedings to acknowledge the organization's contributions and mandates that a copy of the resolution be sent to INHS. This measure is a formal recognition of the organization's impact and does not alter any laws or policies.

Topics ✓ HousingSupports HousingBill honors a 50-year history of affordable housing development and preservation, signaling strong support for housing initiatives.90% confidence

Sub-Topics Affordable Housing Homeownership

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in committee · New York · Assembly May 15, 2026

A 11422: Establishes the senior homeowner foreclosure and rehabilitation revolving loan program

Establishes the senior homeowner foreclosure and rehabilitation revolving loan program to permit the New York state mortgage agency to make low-interest loans, deferred payment loans, or forgivable loans, or a combination thereof, to eligible senior homeowners for eligible assistance; directs SONYMA to prioritize senior homeowners at imminent risk of foreclosure; properties with essential systems in need of immediate repair or replacement, including heating and boilers; and senior homeowners with documented financial hardship that limits their ability to maintain the property or make mortgage payments.

Topics ✓ HousingSupports HousingBill creates a loan program to prevent senior foreclosures and fund home repairs, directly supporting housing stability and affordability.95% confidence

Sub-Topics Homeownership Mortgages

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in committee · New York · Senate Apr 2, 2026

S 9731: Enacts the "homeowner fraud protection and property alert act"

Enacts the "homeowner fraud protection and property alert act"; relates to establishing a statewide electronic property recording alert system to allow property owners to receive notification when an instrument affecting their property is recorded in the official records of any county; establishes the county recording modernization fund.

Topics ✓ HousingSupports HousingBill protects property owners from fraud and establishes a notification system, safeguarding property rights and security.85% confidence

Sub-Topics Homeownership

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passed · New York · Senate Jun 4, 2026

S 9679: Establishes the block by block homeownership program

Establishes the block by block homeownership program to provide capital subsidies for the purpose of constructing, preserving, and rehabilitating one- to two- family dwellings throughout the state, outside of NYC.

Topics ✓ HousingSupports HousingBill establishes a program to fund construction and preservation of one- to two-family dwellings, directly advancing affordable housing goals.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

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in committee · New York · Assembly Mar 6, 2026

A 10449: Enacts the CareForce first-time homebuyers act

Establishes the CareForce first-time homebuyers program under which certain first-time homebuyers may receive below-market mortgage financing and forgivable down payment assistance.

Topics ✓ HousingSupports HousingBill establishes a first-time homebuyer program providing below-market financing and down payment assistance, directly advancing affordable housing access.90% confidence

Sub-Topics Affordable Housing Homeownership Mortgages

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in committee · New York · Senate Feb 4, 2026

S 9117: Establishes the small homeowner rehabilitation revolving loan program

Establishes the small homeowner rehabilitation revolving loan program administered by the New York state housing finance agency consisting of moneys appropriated by the legislature, repayments of principal and interest on loans made from the program, interest earnings, private or philanthropic contributions, and any other moneys made available for its purposes; authorizes the New York state housing finance agency to make low-interest loans, deferred payment loans, or forgivable loans, or a combination thereof, to eligible small homeowners for eligible rehabilitation and repair projects; provides for eligibility requirements and tenant protections.

Topics ✓ HousingSupports HousingEstablishes a state-administered loan program for small homeowner rehabilitation, directly funding affordable housing access through low-interest loans and rehabilitation assistance.95% confidence

Sub-Topics Homeownership Housing Finance

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in committee · New York · Senate Feb 4, 2026

S 9120: Establishes the senior homeowner foreclosure and rehabilitation revolving loan program

Establishes the senior homeowner foreclosure and rehabilitation revolving loan program to permit the New York state mortgage agency to make low-interest loans, deferred payment loans, or forgivable loans, or a combination thereof, to eligible senior homeowners for eligible assistance; directs SONYMA to prioritize senior homeowners at imminent risk of foreclosure; properties with essential systems in need of immediate repair or replacement, including heating and boilers; and senior homeowners with documented financial hardship that limits their ability to maintain the property or make mortgage payments.

Topics ✓ HousingSupports HousingProvides low-interest loans to seniors at risk of foreclosure and for property repairs, preventing homelessness and stabilizing housing for vulnerable homeowners.95% confidence

Sub-Topics Homeownership Mortgages

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in committee · New York · Senate Apr 20, 2026

S 8675: Enacts the CareForce first-time homebuyers act

Establishes the CareForce first-time homebuyers program under which certain first-time homebuyers may receive below-market mortgage financing and forgivable down payment assistance.

Topics ✓ HousingSupports HousingProvides below-market mortgages and forgivable down payment assistance for first-time homebuyers, directly increasing affordable housing access.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

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in committee · New York · Assembly Jan 7, 2026

A 4445: Relates to tax lien foreclosure

Relates to tax lien foreclosure; establishes senior, disabled, and veteran homeowner real property tax assistance program; establishes installment plans for certain real property taxes.

Topics ✓ Budget & TaxesSupports Budget & TaxesEstablishes tax assistance program for seniors/disabled/veterans and installment plans, providing relief to vulnerable homeowners and promoting accessible tax payment options.95% confidence ✓ HousingSupports HousingEstablishes tax assistance program for seniors/disabled/veterans to prevent foreclosure, protecting housing stability for vulnerable homeowners.90% confidence ✓ VeteransSupports VeteransBill explicitly creates a veteran homeowner tax assistance program, directly advancing veterans' financial support through property tax relief.95% confidence

Sub-Topics Property Tax Homeownership Mortgages Property Taxes

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in committee · New York · Assembly Mar 17, 2026

A 7708: Prevents fraudulent deed transfers

This bill requires that any deed transferring ownership of a home or property in New York must include clear, bold warning language stating that signing the deed transfers ownership, along with a notarized signature from the transferor. It also invalidates any deed transfer from a homeowner to a mortgage servicer as part of a mortgage modification. Failure to include the warning or secure the required signature is classified as a class E felony. The state banking department is authorized to investigate suspected fraudulent transfers under this law.

Topics ✓ HousingSupports HousingBill prevents fraudulent deed transfers, protecting homeowners' property rights by requiring clear warnings and notarization, directly addressing a key aspect of housing policy as defined.85% confidence

Sub-Topics Homeownership Mortgages

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