The Stop Auto Fraud Act of 2026 creates a new federal crime for individuals who knowingly stage or fabricate motor vehicle accidents to submit false insurance claims. The bill directly affects people involved in these schemes by imposing penalties that include fines and up to 10 years in prison, with sentences increasing to 20 years if serious bodily injury occurs and potentially life imprisonment if the fraud results in death. Additionally, any criminal fines collected under this new law must be deposited into the Highway Trust Fund rather than general government revenue.
This bill requires the United States Postal Service to assign a single, unique ZIP Code to each of 80 specific communities across various states within one year of enactment. The legislation directly affects residents and businesses in these listed areas by ensuring they have their own distinct postal identifier rather than sharing codes with neighboring regions. The primary mechanism is a mandatory directive for the USPS to update its coding system to reflect these individual community boundaries.
The Taxpayer Relief from Big Oil Act would eliminate existing royalty relief programs for oil and gas companies operating in the Gulf of Mexico and Alaska, requiring these firms to pay full royalties on their production. The bill also mandates that the Department of Interior establish standardized transportation cost deductions for calculating royalties on federal lands and offshore waters, capping these deductions at either 30 percent of the total value of production or actual reasonable costs, whichever is lower. Additionally, the legislation requires the Bureau of Land Management and the Bureau of Ocean Energy Management to submit annual reports to Congress detailing the number of royalty relief applications processed, approved wells, and estimated impacts on government revenue.
The Penalties for Polluters Act significantly increases the maximum civil penalties for violations of federal mineral leasing, oil and gas royalty management, and offshore lands laws to better account for inflation. These higher fines apply to companies and individuals who fail to comply with regulations regarding natural resource extraction and environmental protection. The bill also establishes a Penalty Revenue Reinvestment Fund that collects the additional revenue generated by these increased penalties. Half of this fund is distributed to states, Indian tribes, and local governments harmed by violations, while the other half supports federal agencies in enforcing compliance and safety standards.
The Launching with Healthcare Act extends the period during which young adults must be covered under their parents' health insurance plans from age 26 to age 31. This change directly affects individuals up to age 31 and the employers or insurers providing these family coverage plans. The bill amends the Public Health Service Act to implement this new age limit, with the provision taking effect for plan years that begin after December 31, 2026.
The SMASH 2.0 Act reauthorizes the federal mosquito abatement program through fiscal year 2030, maintaining annual funding at $100 million for state and local public health agencies. The bill allows the Secretary of Health and Human Services to consider innovative technologies when awarding grants for mosquito prevention and control. It also permits grant recipients to use up to 5 percent of their funds for staff training and continuing education. Additionally, the legislation directs the Department of Health and Human Services to prepare emergency stockpiles of vector-borne disease control products in coordination with the Strategic National Stockpile.
This bill prohibits the Department of Education from transferring specific program functions to other federal agencies, focusing on offices that manage special education, postsecondary education, Indian education, and elementary and secondary education. It blocks new interagency agreements for these areas but allows existing contracts in place as of February 1, 2025, to continue or be renewed with similar terms. The legislation also requires the Secretary of Education to submit quarterly cost reports to Congress detailing the financial impact of any new interagency arrangements made after that date. Finally, it restricts the use of certain administrative travel funds for the Secretary until these required cost analyses are provided.
The No Homeless Detention Centers Act prohibits recipients of federal housing funds from forcing homeless individuals to live in government facilities or requiring them to perform labor in exchange for shelter. The bill also bans local and state authorities from punishing people for engaging in basic life-sustaining activities, such as sleeping or resting, on public property. These restrictions apply to actions taken by law enforcement officers or private contractors acting under federal authority. By tying these prohibitions to federal funding, the legislation aims to prevent the use of criminal penalties or involuntary confinement to address homelessness.
The INSULIN Act of 2026 mandates that group and individual health insurance plans cap out-of-pocket costs for selected insulin products at $35 per 30-day supply, effective for plan years beginning on or after January 1, 2028. This cost limit applies to a variety of insulin types and delivery devices, with the cap set at the lesser of $35 or 25 percent of the negotiated price net of concessions. The bill also prohibits insurers from imposing deductibles or prior authorization requirements for these covered products unless clinically justified for safety reasons.
Additionally, the legislation directs the Department of Health and Human Services to fund a resource center and hotline to help uninsured individuals find affordable insulin assistance programs, while requiring the Government Accountability Office to study the demographics of uninsured insulin users. Finally, it creates an expedited review process for biosimilar insulin applications when the Secretary determines there is inadequate competition in the market.
Referred to the House Committee on the Judiciary.
The L'Ouverture Economic Development Plan for Haiti Act of 2025 creates a Haitian American Enterprise Fund to support economic development in Haiti through private sector investments. The fund will finance projects in agriculture, manufacturing, tourism, and infrastructure, with special focus on empowering women and youth, and aims to create jobs to reduce migration from Haiti. It authorizes $1 billion annually from 2026-2031 to support these initiatives, managed by a private nonprofit organization with oversight from a diverse board. The legislation emphasizes building sustainable economic opportunities within Haiti to meet the country's development needs while strengthening ties with the Haitian-American diaspora.
The Public Transit Mental Health Awareness Act requires public transit agencies that receive federal assistance to display information about the national suicide prevention hotline in areas visible to passengers. This information must state that the service is free, confidential, and available around the clock. Agencies can meet this requirement by placing the notice on all their vehicles or in all their transit facilities, provided it does not block existing revenue-generating advertising space. The law includes a provision allowing agencies to remain compliant if they make reasonable efforts to restore displays that are damaged or removed, with the mandate taking effect one year after enactment.
