SB 3062 updates Mississippi's tax incentives for broadband infrastructure by raising minimum speed requirements and adding budget caps. It revises the definition of eligible equipment to require fixed broadband to meet current FCC speed benchmarks (instead of the previous 35 Mbps down/3 Mbps up standard) for property tax exemptions on equipment placed in service between 2025-2030. The bill also limits annual tax credits to $15 million total ($1.5 million per company) and prohibits credits if equipment costs were covered by federal BEAD program funds. These changes directly affect telecommunications companies deploying broadband in Mississippi's designated Tier areas (Tier One to Three), impacting their tax liability for qualifying equipment investments.
HB 1903 increases tax credits for businesses donating to specific charitable organizations focused on child welfare, youth education, and workforce development. It raises the annual limit on credits for these contributions and allows unused credits to carry forward for five years. The bill also extends deadlines for broadband infrastructure tax credits until 2029 and clarifies equipment eligibility for property tax exemptions related to broadband deployment. These changes directly affect Mississippi businesses making qualifying donations or investing in broadband technology.
SB 2426 establishes Mississippi's Artificial Intelligence Regulation (AIR) Task Force to study AI risks, ethics, and policy needs. The task force, composed of seven voting members (including legislative co-chairs and agency directors) and advisory members from sectors like healthcare, education, and private business, must annually report findings to the legislature. It will evaluate AI use in state government, review privacy and bias concerns, assess economic impacts, and recommend regulatory approaches. The bill directly affects state agencies adopting AI tools and shapes future policy by requiring structured analysis of AI applications before potential regulation.
HB 1074 establishes a dedicated "Electronic Government Services Fund" within the State Treasury, allowing unspent funds to roll over annually instead of lapsing into the general fund. It expands the existing Electronic Government Oversight Committee to include additional state agency representatives and mandates a new procurement portal for vendors to access state buying opportunities, featuring a searchable database, FAQs, and links to agency websites. The bill requires the portal to link to Mississippi's Transparency website and ensures the Department of Information Technology Services provides administrative support, with expenses covered by state appropriations starting July 1, 2025. This bill directly affects state agencies managing digital services and vendors seeking to sell goods/services to the state government.
HB 1535 establishes Mississippi's Artificial Intelligence Regulation (AIR) Task Force to study AI's impact on state operations and develop policy recommendations. The task force, composed of state officials and sector experts (including IT, homeland security, healthcare, and private industry representatives), must annually evaluate AI risks, government use, and ethical frameworks by December 1. Key provisions require the group to review other states' AI policies, assess privacy and bias concerns, and propose funding strategies for responsible AI adoption across state agencies. This bill directly affects Mississippi state government departments and agencies using AI tools, aiming to balance innovation with public safety through structured oversight.
SB 2894 adds cybersecurity insurance to Mississippi's Insurance Guaranty Association (MIGA) coverage by defining it to include first- and third-party claims for data breaches, ransomware, and similar cyber incidents. The bill sets a $300,000 maximum payout per policy for all cyber claims arising from a single event, regardless of how many claims or claimants are involved. This affects Mississippi insurers offering cybersecurity coverage, policyholders with such policies, and the MIGA, which will handle claims if an insurer becomes insolvent. The law applies to claims filed under MIGA’s existing framework for insolvent insurers.
SB 2508 allows mortgage originators working for licensed companies to perform loan origination work remotely (e.g., from home or other off-site locations) under specific security and supervision rules. It requires mortgage companies to implement strict safeguards, including secure digital connections (like encrypted VPNs), annual security audits, breach reporting within three business days, and compliance with federal privacy laws like the Gramm-Leach-Bliley Act. The bill defines "remote location" and clarifies that remote work must follow company policies, with originators’ NMLS records designating the company’s main office as their registered location. This directly affects mortgage companies and their originators in Mississippi by expanding work locations while maintaining data security standards.
HB 960 extends the requirement that health insurance plans and employer health benefit plans in Mississippi cover telemedicine services (like virtual doctor visits) at the same level as in-person care, keeping this policy in effect beyond July 1, 2028. The bill ensures patients pay no more for telemedicine than for in-person visits (same deductibles, co-pays, and coinsurance) and requires out-of-network telemedicine providers to be reimbursed at the same rate as out-of-network in-person providers. It also specifies billing procedures for telemedicine services using correct medical codes and clarifies that the requirement does not change medical care standards for telemedicine.
HB 993 allows mortgage lenders and brokers in Mississippi to permit loan originators to process mortgage applications remotely (e.g., from home or other off-site locations) under specific security and supervision rules. The bill requires licensees to implement digital safeguards - including secure system access via encrypted networks, regular security audits, and protocols to protect customer data - to ensure compliance with privacy laws like the Gramm-Leach-Bliley Act. It directly affects mortgage brokers, lenders, and their originators by expanding where they can legally conduct business while mandating strict data security measures. The bill also updates definitions (like "remote location" and "branch") in Mississippi’s mortgage licensing law but does not change core licensing requirements beyond these remote-work provisions.
HB 1621 removes a restriction preventing Mississippi school districts from using Career and Technical Education (CTE) grant funds to purchase equipment for programs leading to industry certifications. It also eliminates a prohibition on using these grants to replace regular operating funds for CTE programs. The bill expands how CTE grant money can be used - specifically for equipment, exam fees, and teacher training - to support programs earning "qualifying industry certifications" (those tied to high-demand jobs or meeting wage standards). This directly affects Mississippi public schools and students enrolled in CTE programs seeking industry credentials. The bill died in committee in March 2025 and did not become law.
