The Main Street Capital Access Act reduces regulatory burdens for smaller banks, particularly those with less than $10 billion in assets. Key provisions include a 3-year phase-in period for new banks to meet capital requirements, lower leverage ratio requirements for rural banks (7.5% for the first 2 years), and a 30-day review process for business plan deviations. The bill also establishes an Office of Independent Examination Review, sets specific timelines for examinations (270 days) and reports (90 days), and creates a "least cost exception" for bank resolutions to prevent excessive concentration of the banking system. These changes aim to promote new bank formation, improve regulatory efficiency, and support community banking while maintaining financial stability.
This bill requires pharmacy benefits managers (PBMs) administering prescription drug benefits for federal employee health plans to reimburse pharmacies at specific rates, including the national average drug cost plus a small percentage or $50, whichever is lower. It prohibits PBMs from favoring their own pharmacies, restricting patient choice, or reducing pharmacy payments after claims are processed. The bill establishes $10,000 civil penalties for violations, with debarment from federal health plans after 10 penalties in 10 years. This directly affects PBMs, in-network pharmacies, and federal health benefit plans covering millions of federal employees and their families. The law aims to ensure fair reimbursement practices and maintain pharmacy choice under the Federal Employees Health Benefits Program.
This concurrent resolution formally recognizes the significant wage gap between Black women and white, non-Hispanic men in the United States. The document cites data showing that Black women earn roughly 65 cents for every dollar earned by white men and highlights how this disparity impacts their ability to support families and accumulate wealth. By referencing existing laws like the Equal Pay Act and the Civil Rights Act, the bill reaffirms Congress's support for equal pay for equal work without proposing new legislation or policy changes. Ultimately, the measure serves as a symbolic acknowledgment of the economic challenges faced by Black women due to dual discrimination based on race and gender.
This concurrent resolution formally recognizes the persistent wage gap between Black women and white, non-Hispanic men in the United States. It highlights data showing that Black women earn significantly less than their male counterparts and reaffirms Congress's support for existing laws that prohibit pay discrimination based on sex or race. The document does not create new laws or change policy but serves as a symbolic statement to raise awareness about the economic disparities faced by Black women.
The Social Security 2100 Act proposes significant changes to the U.S. retirement system, aiming to strengthen benefits, consolidate the trust fund, and improve service delivery. To directly affect current and future beneficiaries, the bill increases monthly payments for low earners, adjusts cost-of-living calculations to better reflect inflation, and extends eligibility for children in college. It also introduces new credits for caregivers, removes waiting periods for some disability claims, and allows higher earnings to count toward future benefits. To fund these enhancements, the legislation repeals the cap on taxable wages for Social Security taxes and creates a single, unified Social Security Trust Fund. Finally, the act mandates stricter data privacy protections, prohibits the wrongful invalidation of Social Security numbers, and requires the agency to maintain a robust workforce and keep field offices open.
The Women's Business Centers Improvement Act of 2026 updates the Small Business Administration's Women's Business Center Program by establishing a new Office of Women's Business Ownership and defining specific rules for how these centers are funded and operated. The bill allows eligible organizations, such as nonprofits and state economic development groups, to receive up to $300,000 annually in grants to provide counseling and training on business formation, finance, and marketing specifically for women entrepreneurs. To receive these funds, organizations must secure matching contributions from non-federal sources, undergo regular financial and programmatic reviews, and adhere to new accreditation standards that will be implemented within 270 days of the bill's enactment. Additionally, the legislation mandates an annual report detailing the number of participants, jobs created, and capital secured by the centers to ensure transparency and measure program effectiveness.
The Justice for Incarcerated Moms Act aims to improve maternal health outcomes for pregnant and postpartum individuals in the criminal justice system by restricting financial incentives for states that use restraints on pregnant inmates. Under the bill, states receiving federal justice grants would face a 25 percent funding penalty if they fail to implement laws limiting the use of shackles on pregnant individuals, with those withheld funds redirected to compliant states. The legislation also directs the Bureau of Prisons and the Department of Justice to create and fund programs in at least six federal facilities and across various state and local prisons that provide specialized prenatal care, mental health support, and reentry assistance. These programs are designed to address specific health disparities, particularly for racial and ethnic minority groups, by offering culturally competent care, nutrition counseling, and opportunities to maintain contact with newborn children. Additionally, the act requires an independent oversight organization to monitor program implementation and mandates a Government Accountability Office report to analyze maternal and infant health data within the correctional system.
The MOMMIES Act expands Medicaid and CHIP coverage for low-income pregnant and postpartum individuals by extending continuous benefits for one year after childbirth and mandating full coverage of oral health services. To support these changes, the bill includes maintenance of effort provisions that prevent states from restricting eligibility or reducing benefits for this population, alongside a temporary 100 percent federal funding match for states that increase spending on these services. Additionally, the legislation establishes a five-year demonstration project to fund maternity care home models that integrate medical and social support services, while also requiring studies and guidance on improving access to doula services and telehealth for maternity care.
The Anti-Fraud Fund Act of 2026 increases funding for the Health Care Fraud and Abuse Control Account by $7 billion annually from fiscal year 2027 through 2030. This additional money is intended to support the government's efforts in detecting and preventing fraud within the healthcare system. The bill modifies existing laws to ensure these funds are available for the specified period without altering other spending limits.
The No Passes for Polluters Act of 2026 requires Congress to explicitly approve any exemptions from Clean Air Act regulations before the President or federal agencies can use them. Under this bill, the President must submit a detailed message to both houses of Congress explaining the reasons and facts behind any proposed exemption, which then triggers a special legislative process. To pass such an exemption, a joint resolution must be approved by a two-thirds vote in both the Senate and the House of Representatives, with limited debate and no amendments allowed. Additionally, the Comptroller General will review these proposals to ensure they have legal authority, and any unauthorized use of exemptions could lead to civil lawsuits. The legislation also mandates that the President reconsider certain executive branch emissions regulations every three years.
This bill, known as the ABLE MATCH Act, aims to help individuals with disabilities save money by providing a federal tax credit that is automatically deposited into their ABLE savings accounts. The program targets low-income earners by offering a 100% match on up to $2,000 of annual contributions, provided their income falls below 200% of the federal poverty limit, with the credit amount gradually decreasing for higher incomes. To support wider adoption, the legislation also authorizes the Treasury to award $5 million annually in grants to states for promoting these accounts and includes a requirement for collecting demographic data on account holders. These changes are designed to increase financial security for people with disabilities by encouraging savings without jeopardizing their eligibility for other government benefits.
The Protection Against Mass Surveillance Act prohibits federal agencies from buying, using, or contracting for automated surveillance systems that rely on license plate recognition, facial recognition, biometric identification, or other technologies designed for mass tracking. It also prevents state, local, and tribal governments from using federal funds to acquire or operate these same surveillance tools. If federal agencies obtain data in violation of these rules, the law requires them to delete the information within 30 days and bars its use as evidence in any court or administrative proceeding.
