Housing (Mortgages)

passed · Massachusetts · Senate Feb 27, 2025

SD 1320: An Act establishing a Massachusetts foreclosure prevention program

By Mr. Gomez, a petition (accompanied by bill, Senate, No. 765) of Adam Gomez for legislation to establish a Massachusetts foreclosure prevention program. Financial Services.

Topics ✓ HousingSupports HousingForeclosure prevention program directly protects homeowners from displacement, aligning with tenant protection and housing stability indicators.90% confidence

Sub-Topics Mortgages

Track

passed · Massachusetts · House Apr 13, 2026

H 1575: An Act relative to reducing damage caused by the current foreclosure crisis in the historic districts of Massachusetts

By Representative Williams of Springfield, a petition (accompanied by bill, House, No. 1575) of Bud L. Williams relative to reducing damage caused by the current foreclosure crisis in the historic districts of the Commonwealth. Housing.

Topics ✓ HousingSupports HousingBill addresses foreclosure crisis in historic districts, aiming to reduce housing damage and protect residents from displacement, aligning with tenant protection and housing stability goals.92% confidence

Sub-Topics Historic Preservation Mortgages

Track

passed · Massachusetts · Senate Feb 2, 2026

S 1130: An Act to facilitate alternatives to foreclosure

By Mr. Gomez, a petition (accompanied by bill, Senate, No. 1130) of Adam Gomez for legislation to facilitate alternatives to foreclosure through the Massachusetts Foreclosure Mediation Program. The Judiciary.

Topics ✓ HousingSupports HousingBill facilitates foreclosure mediation, protecting property rights (a housing topic aspect) by preventing home loss, aligning with topic definition.85% confidence

Sub-Topics Mortgages

Track

introduced · Massachusetts · House Jan 29, 2025

HD 4305: An Act to change and increase the state current minimum/maximum number required for handicap apartments in rental apartment’s complex, home and hotels including handicap reasonable accommodations modifications and diversity

HD 4305 would increase the required number of accessible units in apartment complexes, hotels, and housing developments across the state. It mandates reasonable accommodations for people with disabilities in public spaces and prohibits discrimination against renters with disabilities - particularly in luxury Boston complexes - based on disability, veteran status, or race. The bill also requires lenders to provide mortgage preapproval support for disabled individuals on disability income to purchase homes in Suffolk County, aiming to improve housing stability. This legislation directly affects renters with disabilities, property developers, and housing lenders in Massachusetts.

Topics ✓ HousingSupports HousingIncreases accessible housing units, prohibits disability-based discrimination in rentals, and mandates accommodations - directly advancing tenant protections and inclusive housing development.95% confidence ✓ VeteransSupports VeteransBill explicitly prohibits discrimination against renters based on veteran status in housing, protecting veterans' access to accommodations.90% confidence

Sub-Topics Mortgages

Track

passed · Massachusetts · House Nov 7, 2025

H 1477: An Act enabling local options for tenant protections

By Representative Connolly of Cambridge, a petition (accompanied by bill, House, No. 1477) of Mike Connolly and Lindsay N. Sabadosa for legislation to remove the prohibition on rent control and to provide tenant and foreclosure protections. Housing.

Topics ✓ HousingSupports HousingRemoves prohibition on rent control and provides tenant/foreclosure protections, advancing tenant rights and housing stability per bill summary.95% confidence

Sub-Topics Mortgages Renters Tenant Rights

Track

introduced · Massachusetts · House

HD 3594: An Act reducing CPA recording fees for affordable housing

This bill would eliminate recording fees for subordinate mortgages on affordable housing projects when extended by public or quasi-public agencies (like cities/towns or the Massachusetts Housing Partnership). It directly affects affordable housing developers and public housing entities by removing a cost barrier for these specific mortgage filings. The key change modifies two sections of Massachusetts law to exempt these mortgage filings from standard CPA recording fees. This policy shift aims to reduce administrative costs for affordable housing financing without altering housing eligibility or funding mechanisms.

Topics ✓ HousingSupports HousingEliminates CPA recording fees for affordable housing mortgages, reducing costs for developers and public entities to advance affordable housing projects.95% confidence

Sub-Topics Affordable Housing Housing Finance Mortgages

Track

introduced · Massachusetts · House

HD 3386: An Act relative to residential assistance for families in transition (RAFT)

This bill creates the Residential Assistance for Families in Transition (RAFT) program to prevent homelessness for low-income households at risk of eviction, foreclosure, or utility shut-off. It directly affects families with children under 21, elders, people with disabilities, and unaccompanied youth earning at or below area median income, with 50% of funds reserved for households earning 30% or less of the area median income. The program provides cash benefits covering past-due rent/mortgage (arrearages) or future housing costs (up to 12 months’ rent), and requires coordination with housing agencies to streamline applications. An annual report must track referrals, applications, demographics, and housing outcomes for legislative review.

Topics ✓ HousingSupports HousingCreates RAFT program providing cash benefits for rent/mortgage to prevent homelessness among low-income households, directly funding housing assistance.95% confidence

Sub-Topics Homelessness Mortgages Tenant Rights

Track

introduced · Massachusetts · Senate

SD 1068: An Act to guarantee a tenant’s first right of refusal

This bill gives tenants in multi-family residential buildings (excluding certain types like single-family homes or shelters) a first right to purchase their property if the owner sells due to foreclosure, short sale, or deed in lieu. To qualify, at least 51% of tenant-occupied units must form a Tenant Association. If the association meets requirements, it gets priority to buy the property before outside buyers, and the property must later be maintained as long-term affordable housing for 30 years through recorded deed restrictions. Municipalities can choose to adopt this local option.

Topics ✓ HousingSupports HousingGuarantees tenants first right to purchase, mandates 30-year affordable housing maintenance, directly strengthening tenant protections and preserving affordability.95% confidence

Sub-Topics Affordable Housing Mortgages Tenant Rights

Track