Healthcare (Substance Abuse)

This bill updates Louisiana's medical malpractice laws by setting a cap on the total amount patients can recover for injuries or death, excluding future medical costs. It directly affects patients seeking compensation from healthcare providers and the state for medical errors. The key provision establishes a $575,000 limit on recoverable damages, with future medical care and related benefits paid separately without being subject to this cap. The bill also outlines procedures for handling claims that include both immediate damages and future medical expenses, specifying how payments should be processed through state risk management offices.

HB 95 limits the amount a person can recover for medical expenses after a car accident if they had health insurance but didn't use it. It caps compensation at what their health insurance would have paid for those medical costs. This applies to standard car accident claims but does not affect workers' compensation cases under Louisiana law. The bill ensures health insurance coverage must be utilized before seeking full recovery for accident-related medical bills.