Technology

HF 2635 sets new rules for health insurance companies and claim review organizations (utilization review organizations) in Iowa, directly affecting health care providers and patients. It prohibits using artificial intelligence as the sole method to deny, delay, or downgrade prior authorizations for medically necessary services, requiring instead a qualified physician review. The bill also establishes strict timelines for audits (45 days to complete after receiving documents) and appeals (30 days for a final decision), with penalties including 10% interest for violations. These changes apply to most health insurance plans in Iowa starting January 1, 2027, but exclude certain coverages like dental, Medicare supplements, and short-term policies.

This bill makes it illegal to use automated software (bots) to purchase event tickets online. It directly affects consumers who use such bots to buy tickets and ticket sellers who enable or facilitate automated purchases. Violators face civil penalties, meaning they could be fined for breaking the law. The bill passed the Senate unanimously and was signed into law by the Governor in June 2025.