The Empowering Moms Act directs the Secretary of Health and Human Services to update the government website moms.gov within one year to serve as a centralized directory for resources aimed at pregnant, postpartum, and parenting women. The bill authorizes grants for states to help aggregate local resources, which users can filter by ZIP code and distance, while also allowing the federal government to contact users via phone or email if they consent to follow-up outreach. A key provision excludes organizations that provide abortions, except in cases of rape, incest, or life-threatening conditions, from being listed on the website or receiving state grants. The act mandates that the website be accessible in multiple languages and requires the Secretary to submit a report to Congress within 180 days detailing user traffic, feedback, and resource gaps.
The CLEAR Forms Act directs the Securities and Exchange Commission to create new registration forms for specific insurance products, including contingent deferred annuities and registered index-linked life insurance. The bill requires the agency to design these forms so that purchasers can make informed decisions, mandating investor testing to ensure the language is understandable for these complex financial instruments. If the SEC fails to finalize the rules within 30 months of enactment, insurers would be permitted to register these products using existing forms currently used for variable annuities and life insurance.
The Consumer Financial Protection Accountability and Reform Act of 2026 significantly restructures the Bureau of Consumer Financial Protection by subjecting it to the regular federal appropriations process and establishing an independent Inspector General appointed by the President. The bill restricts the Bureau's supervisory authority over banks and credit unions with assets under $30 billion, allowing these institutions to elect to remain under their existing prudential regulators instead. It also introduces a safe harbor for small-dollar loans of $3,500 or less that meet specific structural requirements, shielding compliant lenders from civil money penalties and private damages. Additionally, the legislation creates federal standards for earned wage access services, requiring providers to offer a no-cost option for early wage access and prohibiting them from treating these services as credit or debt under federal law.
The Memory Chip Competitiveness Assessment Act of 2026 directs the Secretary of Commerce to conduct a comprehensive study on the market for advanced memory technology, including demand, supply constraints, and impacts on consumer costs. The study must examine capital investment cycles, supply chain dependencies on non-U.S. suppliers, and legal or regulatory barriers that limit domestic supply. The Secretary is required to consult with federal agencies and industry stakeholders, such as manufacturers and major customers, before publishing the findings. A final report must be submitted to congressional committees and made public within 270 days of enactment, following a period for public comment.
The BRACE Act updates federal regulations to improve how lithium-ion batteries are managed and recycled in the United States. It requires facilities that store these batteries before recycling them to follow stricter safety and record-keeping rules similar to those for large industrial waste handlers. Additionally, the bill modernizes existing laws by replacing outdated references with current environmental protection standards. These changes directly impact businesses and organizations involved in the collection, storage, and recycling of lithium-ion batteries.
The American Reserve Modernization Act of 2026 directs the U.S. Treasury to create two new accounts: a Strategic Bitcoin Reserve for Bitcoin acquired through government forfeiture and a Digital Asset Stockpile for other digital assets. The bill mandates that all Bitcoin held in the reserve be kept for at least 20 years, with strict rules against selling or disposing of these assets during that time. It also establishes a transparency system requiring quarterly public reports and third-party audits to verify the government's holdings and management of these digital assets.
This bill requires federal agencies to report annually on major projects that are either significantly delayed or exceed their original budget by over $1 billion. Covered agencies (including Executive departments and independent regulatory bodies) must submit detailed reports for each "covered project," including cost changes, schedule delays, contractor information, and explanations for budget overruns. The Office of Management and Budget will compile these reports into a public annual document for Congress and the public. The bill does not change funding or stop projects - it only mandates transparency about large-scale federal spending.
The Packaging and Claims Knowledge Act of 2025 requires companies to ensure that recyclable, compostable, and reusable claims on consumer product packaging are accurate and supported by third-party certification. The bill mandates that recyclable claims must include information about local recycling availability, while compostable claims must be backed by scientific evidence and clearly explain disposal limitations. Companies must also provide actual reuse systems or products for reusable packaging claims, and the Federal Trade Commission will issue guidance on compliance without creating binding regulations.
This bill would require Medicare to cover early detection screening tests for Alzheimer's disease and related dementias starting January 1, 2028. It defines eligible tests as FDA-cleared genomic blood tests, blood product analyses, or equivalent medical imaging methods (like protein expression or whole genome sequencing) that detect pre-symptomatic or early-stage conditions. Medicare beneficiaries would receive this coverage without cost-sharing for these specific screenings. The bill amends Medicare coverage rules to explicitly include these tests under Section 1861(nnn) of the Social Security Act.
The Data BRIDGE Act requires the Federal Communications Commission (FCC) to update its national broadband map within 180 days of enactment by adding agricultural areas as a dedicated layer. This change will directly affect the FCC, USDA, state governments, and broadband providers by incorporating agricultural land data into the map used to identify broadband coverage gaps. The bill mandates the FCC to consult with the USDA, Commerce Department, states, and other stakeholders to integrate existing agricultural data into the map. The goal is to improve accuracy in identifying broadband needs in rural farming communities, though it does not directly fund infrastructure.
The TRAPS Act establishes a federal Task Force on Payment Scams, chaired by the Treasury Secretary, to coordinate efforts across agencies like the FTC, Federal Reserve, and consumer groups. The Task Force will study current scam tactics (such as fake text messages or fraudulent payment platforms), evaluate prevention strategies, and develop recommendations to help consumers avoid and report scams. It must submit an initial report within one year and annual updates, focusing on improving federal-state coordination and education programs. This bill directly affects government agencies and stakeholders participating in the Task Force, with the goal of protecting consumers from evolving payment scams.
This bill requires the Congressional Budget Office (CBO) to identify potential budget savings from preventive health care in its scoring of proposed legislation. Specifically, it directs the CBO Director to describe and estimate reductions in future federal spending resulting from preventive health interventions - such as screenings or vaccinations - when requested by congressional budget committee leaders. These savings would be included as supplementary information in budget projections, but not used to meet budget enforcement rules. The bill does not change actual health programs or funding; it only modifies how the CBO accounts for potential long-term savings from preventive care in budget analysis.
