SB 630 Virginia Senate · 2026 Regular Session

Health insurance; tobacco surcharge.

Summary

Health insurance; tobacco surcharge. Eliminates the authority of a health carrier to vary its premium rates based on tobacco use. Under current law, a health carrier may charge premium rates up to 1.5 times higher for a tobacco user than for a nonuser. The provisions of the bill apply to health benefit plans providing individual or small group health insurance coverage entered into, amended, extended, or renewed on or after January 1, 2027. This bill is identical to HB 220.

Issues: ✓ Healthcare

Bill status signed all 5 stages cleared

Introduction

Jan 2026

Committee Review

Feb 2026

Senate Passage

Feb 2026

House of Delegates Passage

Feb 2026

Signed into Law

Mar 2026

Introduced Jan 14, 2026 Signed Mar 31, 2026

Maddy AI version diff · 2 comparisons

What changed between versions

Enrolled → Chaptered · 3 edits

MINOR

The bill was officially enacted into law as Chapter 35 of the 2026 Virginia Acts of Assembly. The substantive policy content regarding health insurance premium rates, tobacco surcharges, and reporting requirements remained unchanged from the enrolled version.

TECHNICAL

Added official chapter designation (Chapter 35) and approval date (March 31, 2026) to the text.

Changed the session header from 'ENROLLED' to 'CHAPTER' to reflect the bill's final status as law.

Reformatted the text layout, including adding spacing and adjusting indentation, while preserving all original legal language.

Floor votes · Senate Jan 28, 2026 · House of Delegates Feb 24, 2026

How they voted

39–0

Passed

Total votes 39

Jan 28, 2026

D Democratic20

20 Yea

100% Yea

R Republican19

19 Yea

100% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Mar 31, 2026

Signed into law

Approved by Governor-Chapter 35 (effective 7/1/2026)

executive

Feb 26, 2026

Upper · Passed

Signed by President

upper

Feb 26, 2026

Lower · Passed

Signed by Speaker

lower

Feb 26, 2026

Upper · Passed

Bill text as passed Senate and House (SB630ER)

upper

Feb 24, 2026

Lower · Passed

Passed House (85-Y 13-N 0-A)

lower

Feb 19, 2026

Lower · Passed

Reported from Labor and Commerce (20-Y 0-N)

lower

Feb 4, 2026

Committee

Referred to Committee on Labor and Commerce

lower

Jan 30, 2026

Upper · Passed

Read third time and passed Senate (38-Y 0-N 0-A)

upper

Jan 28, 2026

Upper · Passed

Passed by for the day

upper

Jan 28, 2026

Upper · Passed

Passed by for the day Block Vote (Voice Vote)

upper

Jan 26, 2026

Upper · Passed

Reported from Commerce and Labor (13-Y 0-N)

upper

Jan 14, 2026

Committee

Referred to Committee on Commerce and Labor

upper

1 primary · 0 co-sponsors