Motor vehicle insurance; unauthorized addition of insured drivers prohibited.

The list of prohibited data sources was simplified by replacing specific examples like 'credit reports' with the broader term 'external sources'.

A new provision allows carriers to add insured drivers if they provide 45 days of written notice and the named insured fails to submit proof of non-residency.

The bill now explicitly lists acceptable documents (such as utility bills or rental agreements) that a resident must provide to prove they do not live in the household.

The bill was renumbered from 46.2-472.1 to 38.2-2235 and transferred from the Transportation Committee to the Commerce and Labor Committee.