Health insurance; coverage for contraceptive drugs & devices, including over-the-counter.

The effective date for the new coverage requirements was changed from January 1, 2027, to January 1, 2026.

The bill was amended to explicitly define and include 'contraceptive devices' alongside contraceptive drugs in the coverage requirements.

New language was added to prohibit insurers from requiring a prescription to obtain coverage for over-the-counter contraceptive drugs and devices.

The document header was updated to reflect that this is now a 'House Substitute' rather than a 'Senate Substitute', and the bill number was updated.

The definition of covered items was broadened to include 'products' in addition to drugs and devices, ensuring over-the-counter contraceptives are explicitly covered.

The separate section requiring 12-month supplies of hormonal contraceptives was removed; its requirements were merged into the general coverage section, which now applies to all covered items.

The bill was reorganized from an Enrolled Act into a Senate Committee Substitute, changing the header, page numbering, and formatting while maintaining the core policy intent.

The term 'U.S. Food and Drug Administration' was standardized to 'United States U.S. Food and Drug Administration' in several instances to ensure consistency.

Removed introductory metadata (patron names, committee referrals) and formatting artifacts (page numbers, stray plus signs) to finalize the bill as an official act.

Corrected a sentence structure error in Section 38.2-3407.5:1, changing 'shall offer and make available provide' to 'shall offer and make available provide' (retaining the original phrasing while removing the duplicate 'provide' that appeared in the draft).

Adjusted the effective date language to apply to policies delivered, issued, or renewed on or after January 1, 2027, consistent with the enrolled version.