Financial institutions and services; virtual currency kiosk operators, license required, penalties.

The bill title changed from 'House Substitute' to 'Senate Substitute', reflecting its transfer from the House to the Senate.

The date the bill was proposed by the committee changed from February 2, 2026 (House) to February 23, 2026 (Senate).

The bill number in the header changed from '26106154D' to '26108481D' to reflect the new Senate version.

The layout and formatting of the document were altered, including the addition of page breaks and margin notes typical of Senate markup.

The document header was changed from 'Enrolled' to 'OFFERED FOR CONSIDERATION' and formatted as a House Substitute bill introduced by Delegate Maldonado.

Removed draft-specific metadata including the bill number, introduction date, sponsor names, and committee referral information.

Added official legislative formatting elements such as the 'Virginia Acts of Assembly' header, bill identifier [H 665], and approval signatures.

Minor wording adjustment in the definition of 'New user' to clarify that the 14-day transaction limit period begins after the first transaction rather than upon initial contact.