A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".

This joint resolution seeks to disapprove a Bureau of Consumer Financial Protection rule that would have withdrawn a previous regulation titled "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes." If passed, the resolution would prevent the Bureau from removing the existing requirements that govern how consumer reporting agencies investigate disputes about credit information. The measure directly affects the Bureau's ability to modify its oversight of consumer reporting practices and impacts financial institutions and consumers subject to those dispute resolution standards.