A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest".

This joint resolution seeks to overturn a rule from the Bureau of Consumer Financial Protection that would have removed certain ability-to-repay requirements for loans made to successors-in-interest, such as family members who inherit a home. The measure directly affects lenders and borrowers by restoring the previous regulations that required financial assessments for these specific loan situations. If enacted, the resolution would nullify the Bureau's proposed changes, keeping the existing regulatory framework in place. The bill is a procedural action that uses Congress's authority to disapprove federal agency rules without creating new policy itself.