A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act.

This bill (SJRES 13) disapproves a specific rule issued by the Office of the Comptroller of the Currency (OCC) regarding bank merger reviews. The rule, published in the Federal Register on September 25, 2024 (89 Fed. Reg. 78207), would have changed how the OCC reviews applications for bank mergers under the Bank Merger Act. By passing this resolution, Congress has formally blocked the rule from taking effect, meaning the OCC must revert to its previous review process for bank mergers. This is a procedural action that directly affects the OCC’s regulatory authority over banking transactions.