A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure".

This joint resolution seeks to disapprove a rule from the Bureau of Consumer Financial Protection that would have withdrawn a previous regulation concerning Fair Credit Reporting and File Disclosure. The bill directly affects the Bureau's ability to remove the earlier rule and would prevent the withdrawal from taking legal effect if passed. It uses the Congressional Review Act process to formally reject the agency's action, ensuring the original Fair Credit Reporting rule remains in place. The measure is introduced in the Senate and would require approval from both chambers and the President to become law.