PROTECT Students Act of 2025

The PROTECT Students Act of 2025 requires institutions of higher education to disclose debt-to-earnings rates and earnings premium data to help students evaluate program value. It strengthens borrower defense protections for students misled by institutions, prohibits institutions from limiting students' legal rights to pursue claims, and mandates that institutions spend at least 30% of tuition revenue on instruction. The bill also requires transparency about institutional finances, program outcomes, and third-party relationships to help students make informed decisions. These provisions directly affect students, higher education institutions, and third-party servicers. The act aims to improve accountability and transparency in higher education, particularly for for-profit institutions.