Work Without Worry Act of 2026

The Work Without Worry Act of 2026 changes how the Social Security Administration evaluates disability for children who receive benefits based on a parent's work record. It allows these children to be considered disabled even if their condition started before age 22 but continued after that age, removing the requirement that they remain disabled continuously until they apply for benefits. Additionally, the bill treats a child's application for benefits as a simultaneous request for their own disability or retirement benefits if they meet specific age and insurance criteria, though they will only receive the higher payment amount. These changes apply to applications filed at least two years after the law is enacted.