Federal Flood Risk Management Act of 2026

The Federal Flood Risk Management Act of 2026 requires federal agencies to evaluate and manage flood risks when undertaking projects in or affecting floodplains. Under this law, agencies must use climate-informed science to determine flood levels, adding a safety margin of two to three feet above current base flood elevations depending on the project's criticality. The bill mandates that federal construction and funding comply with a specific risk management standard, which includes elevating structures, preserving natural floodplain functions, and notifying the public of potential flood hazards. Federal agencies are also required to inform private parties about flood risks before approving financial transactions in vulnerable areas and must submit regular reports to Congress on how these new requirements are being implemented.