Flood Mapping Modernization and Homeowner Empowerment Pilot Program Act of 2026

This bill establishes a pilot program to help local governments in large urban areas create better maps for urban flooding, which occurs when heavy rain overwhelms drainage systems in built-up areas. The Federal Emergency Management Agency will provide grants to eligible cities and stormwater authorities to develop easy-to-understand digital tools that show specific flood risks for individual buildings and factor in climate trends. Funding is available for up to 12 locations over several years, with a preference for communities that are highly vulnerable to flooding or sea-level rise, and recipients must share their results and lessons learned online with the public.