Senior Citizens’ Freedom to Work Act of 2026

This bill, the Senior Citizens' Freedom to Work Act of 2026, removes restrictions that currently reduce Social Security and Railroad Retirement benefits for older Americans who work after reaching retirement age. The key provision repeals the Retirement Earnings Test, which previously lowered monthly payments for beneficiaries who earned income from employment or self-employment. By eliminating these deductions, the legislation allows seniors to continue working without facing benefit reductions, directly affecting retirees who wish to remain in the workforce. The changes apply to taxable years beginning after the bill is enacted and include technical updates to related provisions in the Social Security Act and Railroad Retirement Act.