Safe Access to Cash Act of 2026

The Safe Access to Cash Act of 2026 creates new federal criminal penalties for crimes targeting ATMs and people using or servicing them. It makes it a crime to use force, violence, or intimidation to rob, extort, or assault ATM users, servicers, or those delivering cash to ATMs, with penalties up to 25 years for violent acts or killings. The law also sets higher penalties for breaking into ATMs to steal over $1,000 (up to 10 years) versus lesser thefts (up to 1 year), and defines "ATM" broadly to include all network-connected machines owned by banks or credit unions. It updates existing bank robbery law to include "conspires to take" and clarify that "force or violence" applies to such offenses.