Shutdown Student Loans for Feds Act

This bill provides temporary student loan relief for federal employees and their supporting contractors during government shutdowns. If a shutdown lasts 14+ days in 2026 or later, the Secretary of Education must suspend all federal student loan payments for these "covered individuals," halt interest accrual, and count the suspended months toward loan forgiveness eligibility. It also requires credit reporting agencies to treat suspended payments as if made on time and allows refunds for payments made during qualifying shutdowns. The relief applies retroactively from September 2025.